Westmoreland County property record for 12 Rustic Ln, Colonial Beach, VA 22443 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1995 |
| Square Footage | 1,550 sqft Living Area |
| Lot Size | 22,216 sqft (0.51 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,247.00 (2025) |
| Primary APN | 10A-2-P-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,550 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,216 sqft (0.51 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 13426 |
|---|---|
| Old Parcel Number | 10A-2-P-1 |
| Street Address | 12 RUSTIC LN |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-5031 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BERKLEY BEACH LOTS 1 & 2 BK P SEC BDB 808 PG 1184 |
| Legal Block | P |
| Legal Lot Number | 1-2 |
| Jurisdiction | WESTMORELAND VA |
| Minor Civil Division | WASHINGTON |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 10300 |
Source: Westmoreland County records · APN 10A-2-P-1
Assessment roll updated October 15, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 RUSTIC LN, COLONIAL BEACH, VA 22443-5031 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2010 |
| Deed Sale | Feb 25, 2010 |
| Deed Doc Number | 0008081184 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jun 09, 2026 |
| Property Address | 12 RUSTIC LN, COLONIAL BEACH, VA 22443-5031 |
| Document Number | 1004000798 |
| Book / Page | 1004 / 798 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12 RUSTIC LN, COLONIAL BEACH, VA 22443-5031 |
| Document Number | 1004000798, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 1004/798 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 12 RUSTIC LN, COLONIAL BEACH, VA 22443-5031 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00996/2443 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 996/2443 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 23, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Westmoreland County records · Assessment roll updated October 15, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,247.00 (+14.83%) | $183,500 (+4.74%) Land $22,600 Building $160,900 | $183,500 (+4.74%) Land $22,600 Building $160,900 |
| 2023 | $1,086.00 | $175,200 Land $14,300 Building $160,900 | $175,200 Land $14,300 Building $160,900 |
Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), updated May 22, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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