12 Russell Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 12 Russell Rd, Needham, MA 02492 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,425 sqft · built 1964
Lot Size	1 acres (43,647 sqft)
Owner	2 Company Names on File
Last Sale	$619,500 (Feb 2000)
Tax Bill	$13,960 (2025)
Deeds & Mortgages	Jun 2026 Transfer Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:2100003400000`

Property Details

APN / Parcel Number

Primary APN	`M:2100003400000`
Alternative APN	`NEED M:210.0 B:0034 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,425 sqft Living Area
Gross Area	2,517 sqft
1st Floor Area	1,425 sqft
Basement Area	1,187 sqft
Unfinished Basement	187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,647 sqft (1 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	12 RUSSELL RD
City	NEEDHAM
State	MA
Zip	02492-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	80 CLAPP ST
Legal Block	34
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3026
Census Tract	403300

Owner

Source: Norfolk County and Needham Town records · APN M:2100003400000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	12 RUSSELL RD, NEEDHAM, MA 02492-1448
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jan 06, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2000 · Amount on Record
Deed Sale	Feb 22, 2000 · Amount on Record
Prior Sale	Jun 28, 1988 · Amount on Record
Deed Document Number	2000
Last Transfer Date	Apr 29, 2026
Transfer Doc	043146-447
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jun 03, 2026
Property Address	12 RUSSELL RD, NEEDHAM, MA 02492-1448
Document Number	043146-447
Book / Page	43146 / 447
Instrument Date	Apr 29, 2026
Instrument	202637165
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RUSSELL RD, NEEDHAM, MA 02492-1448

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	12 RUSSELL RD, NEEDHAM, MA 02492-1448
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39991-51
Date	Oct 25, 2021
Book Page	39991/51
Instrument	135619

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2046

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	12 RUSSELL RD, NEEDHAM, MA 02492-1448
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37500-548
Date	Jan 06, 2020
Book Page	37500/548
Instrument	847

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	12 RUSSELL RD, NEEDHAM, MA 02492-1448
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38895-187
Date	Jan 21, 2021
Book Page	38895/187
Instrument	8009

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,960.00 (-12.33%)	$1,317,000 (+7.84%) Land $789,100 Building $527,900	$1,891,450 (+22.42%)
2024			$1,545,080
2023	$15,924.00	$1,221,200 Land $791,600 Building $429,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214033003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1978–2023)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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