12 Russell Rd, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 12 Russell Rd, Mcloud, OK 74851

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,605 sqft · built 2012
Lot Size2.52 acres (109,771 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Nov 2018)
Deeds & MortgagesDec 2025 Second Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31317

Property Details

APN / Parcel Number

Primary APN31317
Alternative APNs
  • 4875-00-001-020-0-000-00
  • 487500102000000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,605 sqft Living Area
1st Floor Area3,605 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area109,771 sqft (2.52 acres)
Garage TypeAttached
Garage Area812 sqft

Exterior Amenities

PorchPorch
Porch Area129 sqft
Deck Area190 sqft
Patio Area380 sqft
Utility Building1,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31317
Old Parcel Number487500102000000000
Street Address12 RUSSELL RD
CityMCLOUD
StateOK
Zip74851-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAUSTIN'S COUNTRY ESTATES BLK 1 LOT 20
Legal Range03E
Legal Township11N
Legal Section05
Legal SubdivisionAUSTIN COUNTRY ESTATES
Legal Block1
Legal Lot Number20
JurisdictionPOTTAWATOMIE OK
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2001
Census Tract501006

Owner

Source: Pottawatomie County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 RUSSELL RD, MCLOUD, OK 74851-9517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Nov 9, 2018Warranty Deed, Transfer
NAVY FCU
Jun 15, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2018 · Amount on Record
Deed SaleNov 9, 2018 · Amount on Record
Prior SaleJul 30, 2008 · Amount on Record
Deed Document Number201800013093
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATOMIE OK
Property Address12 RUSSELL RD, MCLOUD, OK 74851-9517
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberI2025015188
DateDec 8, 2025
InstrumentI-2025-015188
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2045

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATOMIE OK
Property Address12 RUSSELL RD, MCLOUD, OK 74851-9517
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyNOT AVAILABLE, MULTIPLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010854
DateAug 5, 2021
Instrument202100010854
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATOMIE OK
Recording DateNov 9, 2018
Property Address12 RUSSELL RD, MCLOUD, OK 74851-9517
Document Number0000013093
Instrument DateNov 5, 2018
Instrument13093
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanySTEWART TITLE, STEWART TITLE/OK INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$577.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 RUSSELL RD MCLOUD OK 748519517, MCLOUD, OK 74851-9517

Mortgage

Document Number13094
DateNov 9, 2018
Instrument13094
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueNov 8, 2048

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOTTAWATOMIE OK
Recording DateJun 15, 2017
Property Address12 RUSSELL RD, MCLOUD, OK 74851-9517
Document Number0000007161
Instrument DateJun 15, 2017
Instrument7161
Transaction TypeTransfer
Record UpdatedOct 27, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$49.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 RUSSELL RD MCLOUD OK 748519517, MCLOUD, OK 74851-9517

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyPottawatomie County
Unified School DistrictDale Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$49,299 (+3%) Land $2,117 Building $47,182$493,173 (+23.65%) Land $17,640 Building $475,533
2023Homeowner's exemption$47,863 (-) Land $2,117 Building $45,746$398,855 (-) Land $17,640 Building $381,215
2022Homeowner's exemption$47,863 Land $2,117 Building $45,746$398,855 Land $17,640 Building $381,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CVEC Fiber
Fiber
2,400 / 2,400
Atlink Services
Fixed Wireless
100 / 20

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