Orange County property record for 12 Roycroft Ct, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,118 sqft · built 2003 |
| Lot Size | 0.083 acres (3,631 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500,000 (Mar 2026) |
| Tax Bill | $12,633 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 759-642-14 |
| Primary APN | 759-642-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,118 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 3,631 sqft (0.083 acres) |
| Garage Area | 386 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 ROYCROFT CT |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-0953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16240 BLK LOT 57 |
| Legal Subdivision | TRACT NO 16240 |
| Legal Tract | 16240 |
| Legal Lot Number | 57 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 32059 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 PALOMINO, TRABUCO CANYON, CA 92679-4842 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC |
| Mar 16, 2026 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 14, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on File |
| Deed Sale | Mar 16, 2026 · Amount on File |
| Prior Sale | Jan 13, 2016 · Amount on File |
| Deed Document Number | 202676150 |
| Prior Transfer Date | Dec 10, 2015 |
| Prior Transfer Doc | 0000016508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 12 ROYCROFT CT, MISSION VIEJO, CA 92694-0953 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12 ROYCROFT CT, LADERA RANCH, CA 92694-0953 |
| Document Number | 0000160951 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021000160951 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 12 ROYCROFT CT, MISSION VIEJO, CA 92694-0953 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12 ROYCROFT CT, LADERA RANCH, CA 92694-0953 |
| Document Number | 0000653238 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021000653238 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 12 ROYCROFT CT, MISSION VIEJO, CA 92694-0953 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 ROYCROFT CT, LADERA RANCH, CA 92694-0953 |
| Document Number | 0000179530 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023000179530 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | DAYTON, OH 45401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 16, 2026 |
| Property Address | 12 ROYCROFT CT, MISSION VIEJO, CA 92694-0953 |
| Document Number | 0000076150 |
| Map Reference | MB 834 PG 22-25 |
| Instrument Date | Mar 14, 2026 |
| Instrument | 2026000076150 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 24 PALOMINO, COTO DE CAZA, CA 92679-4842 |
| Document Number | 0000076151 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026000076151 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 12 ROYCROFT CT, MISSION VIEJO, CA 92694-0953 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000193771 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020000193771 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 12 ROYCROFT CT, MISSION VIEJO, CA 92694-0953 |
| Document Number | 0000141263 |
| Instrument Date | Apr 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 ROYCROFT CT LADERA RANCH CA 926940953, LADERA RANCH, CA 92694-0953 |
| Document Number | 0000141263 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 141263 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2048 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $935,788 (+2%) Land $601,671 Building $334,117 | |
| 2025 | $12,633.00 (+1.81%) Homeowner's exemption | $917,440 (+4.04%) Land $589,874 Building $327,566 |
| 2024 | $12,409.00 (+1.79%) | |
| 2023 | $12,191.00 Homeowner's exemption | $881,815 Land $566,967 Building $314,848 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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