12 Royallbend Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 12 Royallbend Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,084 sqft · built 1998
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Jun 2022)
Tax Bill$3,836 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNA982001573

Property Details

APN / Parcel Number

Primary APNA982001573
Alternative APN
  • 2-0114-7879-00-0111.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,084 sqft Living Area
Gross Area3,190 sqft
1st Floor Area1,398 sqft
Basement Area1,372 sqft
Finished Basement686 sqft
Unfinished Basement686 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA982001573
Street Address12 ROYALLBEND CT
CityO FALLON
StateMO
Zip63368-6861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionMANORS AT ROYALLSPRINGS #10 LOT 111
Legal SubdivisionMANORS AT ROYALLSPRINGS #10
Legal Lot Number111
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group3
Census Block3010
Census Tract311732

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 ROYALLBEND CT, O FALLON, MO 63368-6861
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2022 · Amount on Record
Deed SaleJun 7, 2022 · Amount on Record
Prior SaleAug 21, 2003
Deed Document Number202232050
Prior Transfer DateJun 6, 2022
Prior Transfer Doc0000032049
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 7, 2022
Property Address12 ROYALLBEND CT, O FALLON, MO 63368-6861
Document Number0000032050
Map ReferenceMB 34 PG 326
Instrument DateJun 3, 2022
Instrument2022R-032050
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 ROYALLBEND CT, O FALLON, MO 63368-6861

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 ROYALLBEND CT, O FALLON, MO 63368-6861

Mortgage

Document Number0000032051
DateJun 7, 2022
Instrument2022R-032051
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,681 (-)$314,109 (-) Building $314,109
2025$3,836.00 (+33.57%)$59,681 (+10.06%)$314,109 (+10.06%)
2023$54,227 (+34.74%)
2022$2,872.00$40,247$285,407 (+34.74%) Land $50,000 Building $235,407
2021$211,827 Land $40,000 Building $171,827

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Gateway Fiber.

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