Elliott County property record for 12 Roy St, Sandy Hook, KY 41171
| Property Type | Single Family Home |
|---|---|
| Details | 5,808 sqft · built 1970 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,195 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-40-00-044.00 |
| Primary APN | 031-40-00-044.00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,808 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Arched/Dome |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 139,392 sqft (3.2 acres) |
| Porch | Porch |
| Porch Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Street Address | 12 ROY ST |
|---|---|
| City | SANDY HOOK |
| State | KY |
| Zip | 41171-7014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | RESIDENCE & 3.2 ACRES |
| Jurisdiction | ELLIOTT KY |
| Township / Civil Division | SANDY HOOK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 920102 |
Source: Elliott County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 ROY ST, SANDY HOOK, KY 41171-7014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 1986 |
| Deed Sale | Feb 21, 1986 |
| Deed Document Number | 0000097615 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIOTT KY |
| Property Address | 12 ROY ST, SANDY HOOK, KY 41171-7014 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12 ROY ST, SANDY HOOK, KY 41171-7014 |
| Document Number | 000M94/431 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | M94/431 |
| Instrument | 13983 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | SANDY HOOK, KY 41171 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Elliott County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Elliott County |
| Municipality | Sandy Hook City |
| Unified School District | Elliott County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,195.00 (+8.07%) Homeowner's exemption Disabled Person's exemption | $256,820 (-) Land $20,000 Building $236,820 | $256,820 |
| 2023 | $2,031.00 Homeowner's exemption | $256,820 Land $20,000 Building $236,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 5, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDY HOOK WATER DISTRICT serves 3,528 people · EPA ID KY0320383 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Rural Telephone Cooperative Corporation Fiber | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures