Pawtucket City property record for 12 Rowe Ave, Pawtucket, RI 02861
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,652 sqft · built 1925 |
| Lot Size | 0.147 acres (6,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (May 2022) |
| Tax Bill | $4,286 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:17 L:0366 |
| Primary APN | PAWT M:17 L:0366 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 924 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 6,424 sqft (0.147 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 170366 |
|---|---|
| Street Address | 12 ROWE AVE |
| City | PAWTUCKET |
| State | RI |
| Zip | 02861-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Lot Number | 366 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 16900 |
Source: Pawtucket City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 ROWE AVE, PAWTUCKET, RI 02861-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Sep 13, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC |
| May 21, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 202274 |
| Deed Book / Page | 4875 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | May 31, 2022 |
| Property Address | 12 ROWE AVE, PAWTUCKET, RI 02861-2908 |
| Document Number | 004875-201 |
| Book / Page | 4875 / 201 |
| Instrument Date | May 31, 2022 |
| Instrument | 74 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 ROWE AVE, PAWTUCKET, RI 02861-2908 |
| Document Number | 0000000075 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 75 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Sep 13, 2021 |
| Property Address | 12 ROWE AVE, PAWTUCKET, RI 02861-2908 |
| Document Number | 4748-301 |
| Book / Page | 4748 / 301 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 125 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ROWE AVE, PAWTUCKET, RI 02861-2908 |
| Document Number | 126 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 126 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 12 ROWE AVE, PAWTUCKET, RI 02861-2908 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4519-208 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 4519/208 |
| Instrument | 31 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2045 |
Source: Pawtucket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,286.00 (+7.99%) | $325,900 (+39.1%) Land $130,700 Building $195,200 | $438,904 |
| 2023 | $3,969.00 (+2.16%) | $234,300 (-) Land $76,100 Building $158,200 | |
| 2022 | $3,885.00 | $234,300 Land $76,100 Building $158,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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