12 Rosmini Ln, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 12 Rosmini Ln, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,719 sqft · built 1989
Lot Size	0.636 acres (27,710 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (May 2022)
Tax Bill	$18,513 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`334001 232-1-12`

Property Details

APN / Parcel Number

Primary APN	`334001 232-1-12`
Alternative APNs	`400123200000010120000000` `232-1-12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
Gross Area	3,510 sqft
1st Floor Area	1,491 sqft
2nd Floor Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	27,710 sqft (0.636 acres)
Lot Dimensions	187 ft deep x 142 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	978 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	232-1-12
Street Address	12 ROSMINI LN
City	MONROE
State	NY
Zip	10950-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-20
Legal Description	LT 5 ROSMINI SUB MAP 8901REV MAP 10407
Legal Subdivision	ROSMINI
Legal Block	1
Legal Lot Number	12.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2014
Census Tract	14202

Owner

12 Rosmini Ln is owned and occupied by an individual who bought it in May 2022.

Source: Orange County and Monroe Town records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12 ROSMINI LN, MONROE, NY 10950-3738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
May 13, 2022	Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC
Sep 13, 2021	Deed, Transfer · Stand-Alone First Mortgage FEDERAL SAVINGS BANK
Apr 27, 2017	Deed of Trust, Mortgage WELLS FARGO BANK NA
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 21, 2020	Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Sep 13, 2021 · Amount on File
Deed Document Number	202220220036410
Deed Book / Page	15229 / 946
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Jun 8, 2026
Property Address	12 ROSMINI LN, MONROE, NY 10950-3738
Document Number	0000040874
Book / Page	15903 / 471
Instrument Date	May 21, 2026
Instrument	202640874
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROSMINI LN, MONROE, NY 10950-3738

Mortgage

Document Number	0000040874,
Date	Jun 8, 2026
Book Page	15903/471
Instrument	202640874

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	May 13, 2022
Property Address	12 ROSMINI LN, MONROE, NY 10950-3738
Document Number	0000036410
Book / Page	15229 / 946
Instrument Date	Mar 31, 2022
Instrument	20220036410
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROSMINI LN, MONROE, NY 10950-3738

Mortgage

Document Number	0000036411
Date	May 13, 2022
Instrument	20220036411

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Sep 13, 2021
Property Address	12 ROSMINI LN, MONROE, NY 10950-3738
Document Number	20210061601
Book / Page	15048 / 1785
Instrument Date	Aug 25, 2021
Instrument	20210061601
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 FLUSHING AVE STE 213, 213, BROOKLYN, NY 11206-5765

Mortgage

Document Number	0000061602
Date	Sep 13, 2021
Book Page	15048/1789
Instrument	20210061602

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	12 ROSMINI LN, MONROE, NY 10950-3738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030243
Date	Apr 27, 2017
Book Page	0000014223/0000001854
Instrument	20170030243

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	12 ROSMINI LN, MONROE, NY 10950-3738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048623
Date	Sep 16, 2020
Book Page	14804/1291
Instrument	20200048623

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	12 ROSMINI LN, MONROE, NY 10950-3738
Document Number	0000048624
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NATIONAL GRANITE TITLE INSURANCE AGC, NATIONAL GRANITE TITLE INS AGC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROSMINI LN MONROE NY 109503738, MONROE, NY 10950-3738

Mortgage

Document Number	0000048624
Date	Sep 16, 2020
Book Page	014804/001309
Instrument	48624

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Municipality	Monroe Village
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,600 Land $17,500 Building $61,100	$727,100
2024	$18,513.00
2023		$78,600 Land $17,500 Building $61,100	$641,100 Land $142,739 Building $498,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Rosmini Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Rosmini Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, Verizon.

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