Monterey County property record for 12 Ronnoco Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,530 sqft · built 1978 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Company on Record |
| Last Sale | $1,300,000 (Nov 2020) |
| Tax Bill | $27,638 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 185-021-026-000 |
| Primary APN | 185-021-026-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | H-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 185-021-026 |
|---|---|
| Street Address | 12 RONNOCO RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RO LOS LAURELITOS POR OF ASSRS LOT B2 & OF US LOT 3 SEC30 T16 R2 SHOWN AS PARCEL 3 IN R/S VOL10 PG 46 2.505 AC |
| Legal Subdivision | RO LOS LAURELITOS |
| Legal Tract | 16 |
| Legal Lot Number | B2,3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL-BY-THE-SEA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11606 |
Source: Monterey County assessment roll, as of July 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 12 RONNOCO RD, CARMEL VALLEY, CA 93924-9438 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jul 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SLYE FAMILY LIVING TRUST |
| Nov 3, 2020 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Jun 3, 2019 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Jan 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WHEELER DAVID LIVING TR (LT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2020 · Amount on Record |
| Deed Sale | Nov 3, 2020 · Amount on Record |
| Prior Sale | Jun 3, 2019 · Amount on Record |
| Deed Document Number | 202063065 |
| Prior Transfer Date | Aug 19, 2016 |
| Prior Transfer Doc | 0000048548 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 12 RONNOCO RD, CARMEL VALLEY, CA 93924-9438 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12 RONNOCO RD, CARMEL VALLEY, CA 93924-9438 |
| Document Number | 0000050099 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022050099 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.35% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 12 RONNOCO RD, CARMEL VALLEY, CA 93924-9438 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12 RONNOCO RD, CARMEL, CA 93923 |
| Document Number | 0000047147 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021047147 |
| Name | SLYE FAMILY LIVING TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | MONTEREY, CA 93940 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 3, 2020 |
| Property Address | 12 RONNOCO RD, CARMEL VALLEY, CA 93924-9438 |
| Document Number | 0000063065 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 63065 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,430.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12 RONNOCO RD CARMEL VALLEY CA 939249438, CARMEL VALLEY, CA 93924-9438 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 3, 2019 |
| Property Address | 12 RONNOCO RD, CARMEL VALLEY, CA 93924-9438 |
| Document Number | 0000022181 |
| Map Reference | MB 10 PG 46 |
| Instrument Date | May 29, 2019 |
| Instrument | 2019022181 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE SALINAS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 4167, CARMEL, CA 93921-4167 |
| Document Number | 0000022182 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 2019022182 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 12 RONNOCO RD, CARMEL VALLEY, CA 93924-9438 |
| Document Number | 0000003233 |
| Instrument Date | Jan 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 12 RONNOCO RD CARMEL VALLEY CA 939249438, CARMEL VALLEY, CA 93924-9438 |
| Document Number | 0000003233 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 3233 |
| Name | WHEELER DAVID LIVING TR (LT) |
|---|---|
| Address | 3275 E ROBERTSON BLVD # B, CHOWCHILLA, CA 93610-7405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 27, 2021 |
Source: Monterey County assessment roll, as of July 23, 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $27,638.00 (+35.49%) | $2,624,785 (+37.24%) Land $865,945 Building $1,758,840 |
| 2024 | $20,399.00 (+0.04%) | |
| 2023 | $20,390.00 (+45.29%) | $1,912,520 Land $832,320 Building $1,080,200 |
| 2022 | $14,034.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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