12 Ron Ct, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 12 Ron Ct, Commack, NY 11725 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,589 sqft · built 1973
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Oct 2023)
Tax Bill	$14,559 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 148.-3-10`

Property Details

APN / Parcel Number

Primary APN	`473489 148.-3-10`
Alternative APNs	`0800-148.00-03.00-010.000` `348914800000030100000000` `47340034730`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,589 sqft Living Area
Gross Area	3,364 sqft
1st Floor Area	1,364 sqft
2nd Floor Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	12 RON CT
City	COMMACK
State	NY
Zip	11725-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-153076 TC-57 *5574 LOT 16 ARLINGTON WOODS
Legal Subdivision	MAP ARLINGTON WOODS
Legal Block	3
Legal Lot Number	10
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2016
Census Tract	135208

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 148.-3-10

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1656 STEWART AVE, NEW HYDE PARK, NY 11040-1825
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 18, 2023	Deed, Transfer FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA
Feb 05, 2020	Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA
Dec 27, 2016	Loan Modification, Mortgage · Conventional Mortgage CAPITAL ONE BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Jan 15, 2003 · Amount on Record
Deed Book / Page	13222 / 796
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 RON CT, COMMACK, NY 11725-4813
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234480437
Date	Aug 17, 2022
Book Page	23448/437

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 18, 2023
Property Address	12 RON CT, COMMACK, NY 11725-4813
Document Number	0132220796
Book / Page	13222 / 796
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 STEWART AVE, NEW HYDE PARK, NY 11040-1825

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 RON CT, COMMACK, NY 11725-4813
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231030563
Date	Feb 05, 2020
Book Page	23103/563
Instrument	DK039662

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	12 RON CT, COMMACK, NY 11725-4813
Document Number	0227870741
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	FIRST EQUITY ABSTRACT CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RON CT COMMACK NY 117254813, COMMACK, NY 11725-4813

Mortgage

Document Number	0227870741
Date	Feb 08, 2017
Book Page	022787/000741

Lender

Name	CAPITAL ONE BK NA
Type	Funding / Finance Company
Address	NEW ORLEANS, LA 70170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Hauppauge Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,395 (-5%) Land $375 Building $7,020	$924,375 (+10,231.68%) Land $46,875 Building $877,500
2024	$14,559.00
2023		$7,784 Land $375 Building $7,409	$8,947 Land $431 Building $8,516

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031352082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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