12 Rockledge Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 12 Rockledge Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,600 sqft · built 1970
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Dec 2013)
Tax Bill	$10,484 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.55-3104-14`

Property Details

APN / Parcel Number

Primary APN	`550800 169.55-3104-14`
Alternative APNs	`080016905531040140000000` `082112`

Interior

Full Baths	1 Bath
Building Area	1,600 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	082112
Street Address	12 ROCKLEDGE AVE
City	MOUNT VERNON
State	NY
Zip	10550-4932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	KINGSBRIDGE GARDENS
Legal Block	3104
Legal Lot Number	14.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2011
Census Tract	2600

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 ROCKLEDGE AVE, MOUNT VERNON, NY 10550-4932
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2022	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Jul 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2013 · Amount on Record
Deed Sale	Dec 20, 2013 · Amount on Record
Deed Document Number	2013533463642
Last Transfer Date	Apr 2, 2014
Transfer Doc	0540873508
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 14, 2026
Property Address	12 ROCKLEDGE AVE, MOUNT VERNON, NY 10550-4932
Document Number	0000003515
Instrument Date	Aug 6, 2026
Instrument	20263515
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROCKLEDGE AVE, MOUNT VERNON, NY 10550-4932

Mortgage

Document Number	0000003515,
Date	Aug 14, 2026
Instrument	20263515

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	12 ROCKLEDGE AVE, MOUNT VERNON, NY 10550-4932
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROCKLEDGE AVE, MOUNT VERNON, NY 10550-4932

Mortgage

Document Number	0623143449
Date	Nov 10, 2022
Instrument	623143449

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Amount	Amount Recorded
Term	254 Months
Due	Jan 1, 2044

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	12 ROCKLEDGE AVE, MOUNT VERNON, NY 10550-4932
Document Number	0602893010
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROCKLEDGE AVE MOUNT VERNON NY 105504932, MOUNT VERNON, NY 10550-4932

Mortgage

Document Number	0602893010
Date	Oct 15, 2020
Book Page	060289/003010

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 14, 2045

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,484.00 (+14.3%)
2025	$9,172.00	$6,100 (-) Land $2,400 Building $3,700	$338,889 (+6.67%) Land $133,333 Building $205,556
2024	Homeowner's exemption	$6,100 (-) Land $2,400 Building $3,700	$317,708 (-10.94%) Land $125,000 Building $192,708
2023		$6,100 Land $2,400 Building $3,700	$356,725 Land $140,351 Building $216,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1978–2021)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Optimum, Spectrum, T-Mobile.

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