Cabarrus County property record for 12 Roberta Rd SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,190 sqft · built 1955 |
| Lot Size | 0.259 acres (11,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $215,000 (May 2025) |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5529 37 3995 |
| Primary APN | 5529 37 3995 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 1,337 sqft |
| 1st Floor Area | 1,190 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.259 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Slab |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 178123 |
|---|---|
| Street Address | 12 ROBERTA RD SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-7034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LTS 5-7 BROWN FARM BLK E |
| Legal Subdivision | FLEETWOOD AVE AREA |
| Legal Block | E |
| Legal Lot Number | 5-7 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 42000 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 208 BROOKWOOD AVE NW, CONCORD, NC 28025-4426 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INVESTMENT CAPITAL |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2006 · Amount on Record |
| Deed Document Number | 202510708 |
| Deed Book / Page | 17439 / 109 |
| Prior Transfer Date | Feb 10, 2000 |
| Prior Transfer Doc | 2791000261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 28, 2026 |
| Property Address | 12 ROBERTA RD SW, CONCORD, NC 28027-7034 |
| Document Number | 0017959305 |
| Book / Page | 17959 / 305 |
| Instrument Date | May 19, 2025 |
| Instrument | 20269712 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000009712, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 17959/305 |
| Instrument | 20269712 |
| Name | INVESTMENT CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.83% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12 ROBERTA RD SW, CONCORD, NC 28027-7034 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015510218 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 15510/218 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 12 ROBERTA RD SW, CONCORD, NC 28027-7034 |
| Document Number | 13922108 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 12 ROBERTA RD SW CONCORD NC 280277034, CONCORD, NC 28027-7034 |
| Document Number | 13922108 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 013922/000108 |
| Instrument | 36450 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 29, 2034 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,600 (+40.99%) Land $52,000 Building $208,600 | ||
| 2025 | $1,962.00 (+64.18%) | $184,830 (+88.62%) Land $52,000 Building $132,830 | |
| 2024 | $260,600 (+165.95%) Land $52,000 Building $208,600 | ||
| 2023 | $1,195.00 | $97,990 Land $22,000 Building $75,990 | $97,990 Land $22,000 Building $75,990 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (2008–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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