12 Roach St, Quincy, MA 02169 Property Records

Norfolk County and Quincy City property record for 12 Roach St, Quincy, MA 02169

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1962
Lot Size	0.125 acres (5,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Oct 2019)
Tax Bill	$6,080 (2025)
Deeds & Mortgages	May 2021 Refinance Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`M:1077K B:78 L:35`

Property Details

APN / Parcel Number

Primary APN	`M:1077K B:78 L:35`
Alternative APNs	`QUIN M:1077K B:78 L:35` `240701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,450 sqft (0.125 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	240701
Street Address	12 ROACH ST
City	QUINCY
State	MA
Zip	02169-3954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	78
Legal Lot Number	35
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	1
Census Block	1012
Census Tract	417802

Owner

Source: Norfolk County and Quincy City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 ROACH ST, QUINCY, MA 02169-3954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS
Oct 29, 2019	Quit Claim Deed, Transfer · Conventional with PMI EAST BOSTON SVGS BK
Mar 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Mar 28, 2017
Deed Document Number	20191432993
Prior Transfer Date	Oct 24, 2019
Prior Transfer Doc	0001432993
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	12 ROACH ST, QUINCY, MA 02169-3954
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1476973
Date	May 17, 2021
Instrument	1476973

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Oct 29, 2019
Property Address	12 ROACH ST, QUINCY, MA 02169-3954
Document Number	0001432993
Instrument Date	Oct 24, 2019
Instrument	1432993
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 ROACH ST QUINCY MA 021693954, QUINCY, MA 02169-3954

Mortgage

Document Number	1432994
Date	Oct 29, 2019
Instrument	1432994

Lender

Name	EAST BOSTON SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Mar 28, 2017
Property Address	12 ROACH ST, QUINCY, MA 02169-3954
Document Number	0001375189
Instrument Date	Mar 8, 2017
Instrument	1375189
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 FAIRMONT AVE HYDE PARK MA 02126, HYDE PARK, MA 02126

Tax Assessment & Valuation

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,080.00 (+2.82%)	$527,300 (+0.5%) Land $219,900 Building $307,400	$559,550 (+3.19%)
2024	$5,913.00 (+9.6%)	$524,700 (+8.25%) Land $219,900 Building $304,800	$542,260
2023	$5,395.00	$484,700 Land $199,900 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	76 (1978–2020)
Claims Outside the SFHA	11 of 76
Most Recent Claim	Dec 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 10 claims Extreme Weather Conditons And Flooding, Oct 1996 · 5 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	600 / 150

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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