Essex County and Saugus Town property record for 12 Riverview Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,139 sqft · built 1920 |
| Lot Size | 0.075 acres (3,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Apr 2022) |
| Tax Bill | $5,537 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:009-F B:0011 L:0001 |
| Primary APN | SAUG M:009-F B:0011 L:0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,139 sqft Living Area |
| Gross Area | 2,271 sqft |
| 1st Floor Area | 683 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,280 sqft (0.075 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 2757016 |
|---|---|
| Street Address | 12 RIVERVIEW AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records · APN SAUG M:009-F B:0011 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 RIVERVIEW AVE, SAUGUS, MA 01906-1547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2022 | Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Sep 04, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 27, 2018 | Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT COM |
| Nov 15, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage STATE FNDG |
| Jul 06, 2017 | Quit Claim Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Book / Page | 40897 / 119 |
| Transfer Doc | 36334-247 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 28, 2022 |
| Property Address | 12 RIVERVIEW AVE, SAUGUS, MA 01906-1547 |
| Document Number | 040897-119 |
| Book / Page | 40897 / 119 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 20220428004320 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 RIVERVIEW AVE, SAUGUS, MA 01906-1547 |
| Document Number | 220428004330 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 220428004330 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 RIVERVIEW AVE, SAUGUS, MA 01906-1547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38905-79 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 38905/79 |
| Instrument | 20200904003650 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 27, 2018 |
| Property Address | 12 RIVERVIEW AVE, SAUGUS, MA 01906-1547 |
| Document Number | 36893-30 |
| Book / Page | 036893 / 000030 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 1807272910 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,755.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 RIVERVIEW AVE SAUGUS MA 019061547, SAUGUS, MA 01906-1547 |
| Document Number | 36893-32 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 036893/000032 |
| Instrument | 1807272920 |
| Name | LOANDEPOT COM |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 15, 2017 |
| Property Address | 12 RIVERVIEW AVE, SAUGUS, MA 01906-1547 |
| Document Number | 36334-247 |
| Book / Page | 036334 / 000247 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 1711160070 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25A WILLIAMS ST CHELSEA MA 021503811, CHELSEA, MA 02150-3811 |
| Document Number | 36334-163 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 036334/000163 |
| Instrument | 1711150564 |
| Name | STATE FNDG |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 06, 2017 |
| Property Address | 12 RIVERVIEW AVE, SAUGUS, MA 01906-1547 |
| Document Number | 36001-275 |
| Book / Page | 036001 / 000275 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 1707060412 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $798.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25A WILLIAMS ST CHELSEA MA 021503811, CHELSEA, MA 02150-3811 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,537.00 (+2.67%) | $518,400 (+2.37%) Land $308,100 Building $210,300 | $570,760 |
| 2024 | $5,393.00 (+0.43%) | $506,400 (+6.19%) Land $299,800 Building $206,600 | |
| 2023 | $5,370.00 | $476,900 Land $262,300 Building $214,600 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 337 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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