Essex County and Saugus Town property record for 12 Riverside Ct, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,111 sqft Living Area |
| Lot Size | 5,475 sqft (0.126 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $565,000 (2026) |
| Tax Bill | $5,078.00 (2025) |
| Primary APN | SAUG M:007-G B:0011 L:0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,111 sqft Living Area |
| Gross Area | 2,653 sqft Gross Area |
| 1st Floor | 866 sqft 1st Floor |
| Basement Area | 816 sqft Basement |
| Unfinished Basement | 816 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,475 sqft (0.126 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Steam Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 9428008 |
|---|---|
| Street Address | 12 RIVERSIDE CT |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1648 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:007-G B:0011 L:0003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 RIVERSIDE CT, SAUGUS, MA 01906-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC |
| Apr 24, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2014 · Amount on Record |
| Deed Doc Number | 20262620 |
| Deed Book / Page | 43378 / 407 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | May 11, 2026 |
| Property Address | 12 RIVERSIDE CT, SAUGUS, MA 01906-1648 |
| Document Number | 043378-407 |
| Book / Page | 43378 / 407 |
| Instrument Date | May 11, 2026 |
| Instrument | 20262620 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 RIVERSIDE CT, SAUGUS, MA 01906-1648 |
| Date | May 11, 2026 |
|---|
| Name | MLD MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 12 RIVERSIDE CT, SAUGUS, MA 01906-1648 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38449-112 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 38449/112 |
| Instrument | 20200424001520 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,078.00 (+6.88%) | $475,500 (+6.59%) Land $282,100 Building $193,400 | $498,465 |
| 2024 | $4,751.00 (+0.17%) | $446,100 (+5.91%) Land $256,400 Building $189,700 | |
| 2023 | $4,743.00 | $421,200 Land $230,800 Building $190,400 |
12 Riverside Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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