Jefferson County property record for 12 Riverbluff Dr, Crystal City, MO 63019
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,734 sqft · built 1969 |
| Lot Size | 0.216 acres (9,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,600 (Nov 2020) |
| Tax Bill | $1,869 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109.031.04001073 |
| Primary APN | 109.031.04001073 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| Gross Area | 2,427 sqft |
| 1st Floor Area | 612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 9,420 sqft (0.216 acres) |
| Lot Dimensions | 100 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 744 sqft |
| Patio Area | 145 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12 RIVERBLUFF DR |
|---|---|
| City | CRYSTAL CITY |
| State | MO |
| Zip | 63019-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | RIVERVIEW BEND ESTS 2 LOT 51 |
| Legal Range | 6E |
| Legal Township | 41N |
| Legal Section | 31 |
| Legal Subdivision | RIVERVIEW BEND ESTS 2 |
| Legal Block | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 700700 |
12 Riverbluff Dr is owned and occupied by two individuals who bought it in November 2020.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 RIVERBLUFF DR, CRYSTAL CITY, MO 63019-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 12, 2020 | Warranty Deed, Transfer · FHA Mortgage FAMILY FIN MTG |
| Dec 18, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on File |
| Deed Sale | Nov 12, 2020 · Amount on File |
| Prior Sale | Dec 18, 2017 · Amount on File |
| Deed Document Number | 202043223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 12 RIVERBLUFF DR, CRYSTAL CITY, MO 63019-1019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 12 RIVERBLUFF DR, CRYSTAL CITY, MO 63019-1019 |
| Document Number | 0000025614 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025R-025614 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Nov 12, 2020 |
| Property Address | 12 RIVERBLUFF DR, CRYSTAL CITY, MO 63019-1019 |
| Document Number | 0000043223 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 43223 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 RIVERBLUFF DR CRYSTAL CITY MO 630191019, CRYSTAL CITY, MO 63019-1019 |
| Document Number | 43224 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 43224 |
| Name | FAMILY FIN MTG |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Dec 18, 2017 |
| Property Address | 12 RIVERBLUFF DR, CRYSTAL CITY, MO 63019-1019 |
| Document Number | 0000039760 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 39760 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 RIVERBLUFF DR CRYSTAL CITY MO 630191019, CRYSTAL CITY, MO 63019-1019 |
| Document Number | 39761 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 39761 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2047 |
The 2025 property tax bill for 12 Riverbluff Dr was $1,869.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Crystal City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,200 (-) Land $1,900 Building $31,300 | $174,800 Land $10,200 Building $164,600 | |
| 2025 | $1,869.00 | $33,200 Land $1,900 Building $31,300 | |
| 2024 | $174,800 (+8.71%) Land $10,200 Building $164,600 | ||
| 2023 | $1,761.00 | $30,500 Land $1,900 Building $28,600 | $160,800 Land $10,200 Building $150,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Riverbluff Dr in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 41 (1979–2019) |
| Claims Outside the SFHA | 2 of 41 |
| Most Recent Claim | May 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Riverbluff Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL CITY PWS serves 4,733 people · EPA ID MO6010198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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