Franklin County and Chateaugay Town property record for 12 River St, Chateaugay, NY 12920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,113 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Aug 2026) |
| Tax Bill | $2,239 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Nov 2022 Refinance |
| APN | 1-012-08.00 |
| Primary APN | 1-012-08.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,113 sqft Living Area |
| 1st Floor Area | 919 sqft |
| Upper Floors Area | 336 sqft |
| Attic | Attic |
| Attic Area | 194 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 550 sqft |
| Shed | 1 Shed |
| Cabin | Cabin |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1-012-08.00 |
|---|---|
| Street Address | 12 RIVER ST |
| City | CHATEAUGAY |
| State | NY |
| Zip | 12920-7711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | TITUS NOLAN PALMER STREET |
| Legal Block | 4 |
| Legal Lot Number | 19.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | CHATEAUGAY |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 952000 |
Source: Franklin County and Chateaugay Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 374 LAKE RD, SAINT ALBANS, VT 05478-2275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on Record |
| Deed Sale | Aug 13, 2026 · Amount on Record |
| Deed Document Number | 20264551 |
| Prior Transfer Date | Oct 3, 2015 |
| Prior Transfer Doc | 0000005422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Aug 13, 2026 |
| Property Address | 12 RIVER ST, CHATEAUGAY, NY 12920-7711 |
| Document Number | 0000004551 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20264551 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $22,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 374 LAKE RD, SAINT ALBANS, VT 05478-2275 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 12 RIVER ST, CHATEAUGAY, NY 12920-7711 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006432 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022-6432 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2037 |
Source: Franklin County and Chateaugay Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Chateaugay Town |
| Municipality | Chateaugay Village |
| Unified School District | Chateaugay Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,239.00 (+1.91%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,197.00 | $103,900 (+8%) Land $4,100 Building $99,800 | $107,390 (+11.63%) Land $4,238 Building $103,152 |
| 2023 | $96,200 Land $4,100 Building $92,100 | $96,200 Land $4,100 Building $92,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATEAUGAY V serves 1,100 people · EPA ID NY1600006 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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