12 River Rd, Gettysburg, PA 17325 Property Records

Adams County property record for 12 River Rd, Gettysburg, PA 17325

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,465 sqft · built 2019
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$719,999 (Feb 2024)
Tax Bill	$8,964 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09 F18-0162-000`

Property Details

APN / Parcel Number

Primary APN	`09 F18-0162-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Building Area	3,465 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Geothermal

Location & Zoning

Street Address	12 RIVER RD
City	GETTYSBURG
State	PA
Zip	17325-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	U-0028
Jurisdiction	ADAMS PA
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2085
Census Tract	31402

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 RIVER RD, GETTYSBURG, PA 17325-6002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed, Transfer · Conventional Mortgage TRADITIONS BANK
Jul 9, 2018	Deed of Trust, Mortgage HOWARD BANK
Jul 2, 2019	Deed of Trust, Mortgage · VA Mortgage HOWARD BANK
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage MERIDIAN BANK
Jul 9, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Book / Page	7180 / 538
Record Updated	Jun 8, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Feb 20, 2024
Property Address	12 RIVER RD, GETTYSBURG, PA 17325-6002
Document Number	007180/538
Book / Page	7180 / 538
Map Reference	MB 6376 PG 467
Instrument Date	Feb 7, 2024
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	WHITE ROSE SETTLEMENT SERVICES, WHITE ROSE STLMT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,199.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RIVER RD, GETTYSBURG, PA 17325-6002

Mortgage

Document Number	0007180543
Date	Feb 20, 2024
Instrument	7180/543

Lender

Name	TRADITIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	12 RIVER RD, GETTYSBURG, PA 17325-6002
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006396/0000000460
Date	Jul 9, 2018
Book Page	0000006396/0000000460
Instrument	201800007453

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jan 1, 2019

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	12 RIVER RD, GETTYSBURG, PA 17325-6002
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006504/440
Date	Jul 2, 2019
Book Page	6504/440
Instrument	201900007198

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	12 RIVER RD, GETTYSBURG, PA 17325-6002
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006631/80
Date	Jul 6, 2020
Book Page	6631/80
Instrument	202000007211

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Jul 9, 2018
Property Address	12 RIVER RD, GETTYSBURG, PA 17325-6002
Document Number	006396/455
Book / Page	6396 / 455
Instrument Date	Jul 3, 2018
Instrument	201800007452
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 OLD HUNT WAY, HERNDON, VA 20170-3156

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Cumberland Township
Unified School District	Gettysburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,964.00 (+8.48%)	$465,100 (+0.45%) Land $85,000 Building $380,100
2024	$8,263.00	$463,000 (-) Land $85,000 Building $378,000
2023	$8,263.00	$463,000 Land $85,000 Building $378,000
2010			$465,100 Land $85,000 Building $380,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · Flooding, Severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA LINKS AT GETTYSBURG SY private · serves 398 people · EPA ID PA7010057
Water Source	Groundwater
Last State Inspection	Apr 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures