12 River Falls Dr, Columbia Falls, MT 59912 Property Records

Flathead County property record for 12 River Falls Dr, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,270 sqft · built 2005
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Apr 2018)
Tax Bill	$2,303 (2026)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0795050`

Property Details

APN / Parcel Number

Primary APN	`R0795050`
Alternative APNs	`07-4186-17-4-04-70-0000` `0000975198`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	912 sqft
Attic	Attic
Attic Area	358 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	180 sqft
Deck Area	21 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000975198
Street Address	12 RIVER FALLS DR
City	COLUMBIA FALLS
State	MT
Zip	59912-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S17, T30 N, R20 W, COS 16945-1, TR 1ABG IN SE4SE4, ASSR #0000975198
Legal Range	20W
Legal Township	30N
Legal Section	17
Legal Subdivision	CERTIFICATE OF SURVEY #16945
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	BAD ROCK-COLUMBIA HEIGHTS
Census Block Group	2
Census Block	2022
Census Tract	202

Owner

12 River Falls Dr is owned and occupied by an individual who bought it in April 2018.

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12 RIVER FALLS DR, COLUMBIA FALLS, MT 59912-8703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage MANN MORTGAGE LLC
Apr 13, 2018	Warranty Deed, Transfer · VA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Prior Sale	Dec 22, 2015 · Amount on File
Deed Document Number	20187143
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	12 RIVER FALLS DR, COLUMBIA FALLS, MT 59912-8703
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200012419
Date	May 13, 2022
Instrument	202200012419

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	12 RIVER FALLS DR, COLUMBIA FALLS, MT 59912-8703
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000010471
Date	Apr 24, 2020
Instrument	202000010471

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 13, 2018
Property Address	12 RIVER FALLS DR, COLUMBIA FALLS, MT 59912-8703
Document Number	201800007143
Instrument Date	Apr 6, 2018
Instrument	201800007143
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 7TH AVE, KALISPELL, MT 59901

Mortgage

Document Number	201800007144
Date	Apr 13, 2018
Instrument	201800007144

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12 River Falls Dr was $2,303.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,303.00	$595,960
2025			$595,960 Land $154,380 Building $441,580
2023	$4,103.00	$527,300	$527,300 Land $106,797 Building $420,503

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 River Falls Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 River Falls Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 72% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MontanaSky Networks.

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