12 Ring Rock Rd, Brewster, MA 02631 Property Records

Barnstable County and Brewster Town property record for 12 Ring Rock Rd, Brewster, MA 02631

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,760 sqft · built 1928
Lot Size	0.322 acres (14,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Sep 2004)
Tax Bill	$19,246 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone VE (high risk)
APN	`BREW M:91 B:4`

Property Details

APN / Parcel Number

Primary APN	`BREW M:91 B:4`
Alternative APNs	`M:00007 L:00005` `810`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,026 sqft (0.322 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	810
Street Address	12 RING ROCK RD
City	BREWSTER
State	MA
Zip	02631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESD.
Legal Block	4
Jurisdiction	BREWSTER MA
Township / Civil Division	BREWSTER
Census Block Group	3
Census Block	3013
Census Tract	10800

Owner

Source: Barnstable County and Brewster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 LAMOINE ST, BELMONT, MA 02478-2628
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 22, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2004 · Amount on Record
Deed Sale	Sep 17, 2004 · Amount on Record
Deed Document Number	200413052
Deed Book / Page	19043 / 81
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	12 RING ROCK RD, BREWSTER, MA 02631
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035853-22
Date	Jun 21, 2023
Book Page	35853/22
Instrument	24713

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREWSTER MA
Property Address	12 RING ROCK RD, BREWSTER, MA 02631
Document Number	30788-329
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	30788-329
Date	Sep 26, 2017
Book Page	030788/000329
Instrument	48985

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Barnstable County and Brewster Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Brewster Town
Elementary School District	Brewster School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,246.00 (+7.08%)	$2,797,400 (+5.99%) Land $2,526,000 Building $271,400	$1,717,076
2024	$17,974.00 (+9.11%)	$2,639,400 (+12%) Land $2,383,100 Building $256,300
2023	$16,473.00	$2,356,600 Land $2,127,300 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	61 units insured incl. 22 condo units
Nearby Flood Claims	11 (1982–2018)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BREWSTER WATER DEPARTMENT serves 35,000 people · EPA ID MA4041000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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