12 Ridgewood Dr, Cannon, KY 40923 Property Records

Knox County property record for 12 Ridgewood Dr, Cannon, KY 40923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,325 sqft · built 1979
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2018)
Tax Bill	$901 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-20-00-019.00`

Property Details

APN / Parcel Number

Primary APN	`105-20-00-019.00`
Alternative APNs	`319858` `382000` `18520`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1979
Exterior Material	Brick/Stone
Foundation Type	Stone
Roof Type	Mansard
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Terrain	Rolling
Garage Type	Detached
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other

Location & Zoning

Account Number	18520
Street Address	12 RIDGEWOOD DR
City	CANNON
State	KY
Zip	40923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.20 AC CANNON HWY 11N
Jurisdiction	KNOX KY
Township / Civil Division	GIRDLER
Census Block Group	2
Census Block	2048
Census Tract	930200

Owner

Source: Knox County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12 RIDGEWOOD DR, CANNON, KY 40923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage L&N FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	234807
Deed Book / Page	D426 / 49
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	12 RIDGEWOOD DR, CANNON, KY 40923-6342
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M493/522
Date	Dec 27, 2021
Book Page	M493/522
Instrument	251696

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2037
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10%
Index	10-Year TN
Max Rate	10%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Sep 6, 2018
Property Address	12 RIDGEWOOD DR, CANNON, KY 40923-6342
Document Number	000D426/49
Book / Page	D426 / 49
Instrument Date	Sep 4, 2018
Instrument	234807
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1364, BARBOURVILLE, KY 40906-5364

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 RIDGEWOOD DR, CANNON, KY 40923-6342

Mortgage

Document Number	000M454566
Date	Sep 6, 2018
Instrument	M454/566

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.3%
Index	10-Year TN
Max Rate	12.3%

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$901.00 (+14.49%)	$82,800 (+18.29%) Land $10,000 Building $72,800	$82,800 (+18.29%) Land $10,000 Building $72,800
2023	$787.00	$70,000	$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	10 of 13
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes,and Flooding, Apr 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 91% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridgewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures