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12 Ridgeview Ter, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 12 Ridgeview Ter, Clark, NJ 07066

Property Summary

Property TypeSingle Family Home
Details1,478 sqft · built 1950
Lot Size0.156 acres (6,800 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Feb 2021)
Tax Bill$8,983 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00192-0000-00017

Property Details

APN / Parcel Number

Primary APN02-00192-0000-00017
Alternative APNs
  • 020019200017
  • 1047 SF

Interior

Stories2 Stories
Building Area1,478 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions100 ft deep x 68 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address12 RIDGEVIEW TER
CityCLARK
StateNJ
Zip07066-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Block192
Legal Lot Number17
JurisdictionUNION NJ
Township / Civil DivisionCLARK
Census Block Group5
Census Block5027
Census Tract36200

Owner

Source: Union County and Clark Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 RIDGEVIEW TER, CLARK, NJ 07066-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 22, 2021Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Deed Document Number20211856
Deed Book / Page6402 / 433
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address12 RIDGEVIEW TER, CLARK, NJ 07066-1902
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanyUNKNOWN, TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0157072896
DateOct 20, 2025
Book Page15707/2896
Instrument84258
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateFeb 22, 2021
Property Address12 RIDGEVIEW TER, CLARK, NJ 07066-1902
Document Number0064020433
Book / Page6402 / 433
Instrument DateJan 21, 2021
Instrument1856
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyPRESTIGE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,538.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 RIDGEVIEW TER, 12, CLARK, NJ 07066-1902

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RIDGEVIEW TER, CLARK, NJ 07066-1902

Mortgage

Document Number4804
DateFeb 22, 2021
Instrument4804
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionClark Township
Unified School DistrictClark Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$395,900 (-) Land $243,000 Building $152,900$395,900 (-) Land $243,000 Building $152,900
2025$8,983.00 (+2.49%)$395,900 (-) Land $243,000 Building $152,900$395,900 (-) Land $243,000 Building $152,900
2024$8,765.00 (+4.53%)
2023$395,900 Land $243,000 Building $152,900$395,900 Land $243,000 Building $152,900
2022$8,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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