12 Ridgeview Ln, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 12 Ridgeview Ln, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	built 2005
Lot Size	2.81 acres (122,404 sqft)
Owner	Individual Name on Record
Tax Bill	$13,168 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`W0434R`

Property Details

APN / Parcel Number

Primary APN	`W0434R`
Alternative APN	`GRHM M:088 B:013 L:001`

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	122,404 sqft (2.81 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	W0434R
Street Address	12 RIDGEVIEW LN
City	GORHAM
State	ME
Zip	04038-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	GREG MCCORMACK
Legal Block	13
Legal Lot Number	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	2
Census Block	2014
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 RIDGEVIEW LN, GORHAM, ME 04038-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage CASCO FEDERAL CREDIT UNION
Jan 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CASCO FEDERAL CREDIT UNION
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit PARTNERS BK/NEW ENGLAND
Apr 28, 2020	Deed of Trust, Mortgage NORTHEAST HM LN

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 RIDGEVIEW LN, GORHAM, ME 04038-2348
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385300207
Date	Aug 10, 2021
Book Page	38530/207
Instrument	57555

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 RIDGEVIEW LN, GORHAM, ME 04038-2348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0356900166
Date	Jun 3, 2019
Book Page	35690/166
Instrument	22980

Lender

Name	CASCO FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 RIDGEVIEW LN, GORHAM, ME 04038-2348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353970022
Date	Jan 8, 2019
Book Page	35397/22
Instrument	886

Lender

Name	CASCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Feb 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 RIDGEVIEW LN, GORHAM, ME 04038-2348
Document Number	0371110222
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RIDGEVIEW LN GORHAM ME 040382348, GORHAM, ME 04038-2348

Mortgage

Document Number	0371110222
Date	Aug 28, 2020
Book Page	037111/000222
Instrument	53290

Lender

Name	PARTNERS BK/NEW ENGLAND
Address	SANFORD, ME 04073

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2045

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 RIDGEVIEW LN, GORHAM, ME 04038-2348
Document Number	0366600086
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RIDGEVIEW LN GORHAM ME 040382348, GORHAM, ME 04038-2348

Mortgage

Document Number	0366600086
Date	May 4, 2020
Book Page	036660/000086
Instrument	22915

Lender

Name	NORTHEAST HM LN
Type	Funding / Finance Company
Address	WEST CHESTERFIELD, NH 03466

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 3, 2035

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,168.00 (+0.68%)	$889,700 (-) Land $146,000 Building $743,700
2024	$13,079.00 (+14.4%)	$889,700 (-) Land $146,000 Building $743,700
2022	$11,433.00	$889,700 Land $146,000 Building $743,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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