12 Ridgecrest Rd, Jaffrey, NH 03452 Property Records

Cheshire County and Jaffrey Town property record for 12 Ridgecrest Rd, Jaffrey, NH 03452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,531 sqft · built 1961
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$239,933 (Jul 2018)
Tax Bill	$8,636 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`JAFF M:245 B:127 L`

Property Details

APN / Parcel Number

Primary APN	`JAFF M:245 B:127 L`
Alternative APN	`59`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,531 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	875 sqft
Basement Area	635 sqft
Unfinished Basement	635 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	59
Street Address	12 RIDGECREST RD
City	JAFFREY
State	NH
Zip	03452-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	127
Jurisdiction	JAFFREY TOWN NH
Township / Civil Division	JAFFREY
Census Block Group	2
Census Block	2031
Census Tract	970500

Owner

Source: Cheshire County and Jaffrey Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 RIDGECREST RD, JAFFREY, NH 03452-5760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2018	Deed of Trust, Mortgage · Conventional with PMI MEREDITH VLG SVGS BK
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLE'S UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Dec 31, 2008 · Amount on File
Deed Document Number	20185297
Deed Book / Page	3031 / 505
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAFFREY TOWN NH
Property Address	12 RIDGECREST RD, JAFFREY, NH 03452-5760
Document Number	0030310507
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 RIDGECREST RD JAFFREY NH 03452, JAFFREY, NH 03452

Mortgage

Document Number	0030310507
Date	Jul 6, 2018
Book Page	003031/000507
Instrument	5298

Lender

Name	MEREDITH VLG SVGS BK
Type	Federal Savings Bank
Address	MEREDITH, NH 03253

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2033

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAFFREY TOWN NH
Property Address	12 RIDGECREST RD, JAFFREY, NH 03452-5760
Document Number	0030241036
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RIDGECREST RD JAFFREY NH 034525760, JAFFREY, NH 03452-5760

Mortgage

Document Number	0030241036
Date	May 10, 2018
Book Page	003024/001036
Instrument	3449

Lender

Name	PEOPLE'S UNITED BK
Type	Bank
Address	BRIDGEPORT, CT 06604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 9, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cheshire County and Jaffrey Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Jaffrey Town
Unified School District	Jaffrey-Rindge Cooperative School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,636.00 (+3.54%)	$455,700 (+79.2%) Land $221,200 Building $234,500
2024	$8,341.00 (-1.65%)	$254,300 (-) Land $104,900 Building $149,400
2023	$8,481.00 (+7.65%)	$254,300 (-) Land $104,900 Building $149,400
2022	$7,878.00	$254,300 Land $104,900 Building $149,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	17 units insured incl. 15 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAFFREY WATER WORKS serves 3,800 people · EPA ID NH1221010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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