12 Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 12 Ridge Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	1,966 sqft · built 1958
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (Sep 1992)
Tax Bill	$13,491 (2025)
Flood Zone	Zone X (minimal risk)
APN	`63-01217-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`63-01217-0000-00029`
Alternative APNs	`630121700029` `160500`

Interior

Stories	1 Story
Building Area	1,966 sqft Living Area
1st Floor Area	1,966 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	160500
Street Address	12 RIDGE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Block	1217
Legal Lot Number	29
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2000
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough assessment roll, APN 63-01217-0000-00029, as of June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 RIDGE RD, UPPER SADDLE RIVER, NJ 07458-2149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 1992 · Amount on Record
Deed Sale	Sep 15, 1992 · Amount on Record
Deed Book / Page	7547 / 929
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll as of June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,900 (-) Land $343,700 Building $177,200	$520,900 (-) Land $343,700 Building $177,200
2025	$13,491.00 (+1.73%)	$520,900 (-) Land $343,700 Building $177,200	$520,900 (-) Land $343,700 Building $177,200
2024	$13,262.00 (+2.96%)
2023		$520,900 Land $343,700 Building $177,200	$520,900 Land $343,700 Building $177,200
2022	$12,881.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 136 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0238001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.