12 Ridge Rd, Middletown, CT 06457 Property Records

Middletown City property record for 12 Ridge Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,282 sqft · built 1930
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2022)
Tax Bill	$7,664 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:35 L:0038`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:35 L:0038`
Alternative APN	`R03095`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,282 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	762 sqft
Attic	Attic
Attic Area	520 sqft
Basement Area	762 sqft
Unfinished Basement	762 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R03095
Street Address	12 RIDGE RD
City	MIDDLETOWN
State	CT
Zip	06457-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	38
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2002
Census Tract	542000

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 RIDGE RD, MIDDLETOWN, CT 06457-4431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Dec 6, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance SHAINA BRADLEY
Jul 30, 2018	Deed of Trust, Mortgage BANKWELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Book / Page	2051 / 742
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	002029-811
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 21, 2022
Property Address	12 RIDGE RD, MIDDLETOWN, CT 06457-4431
Document Number	002051-742
Book / Page	2051 / 742
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3718340016
Date	Jul 21, 2022
Instrument	3718340016

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Dec 6, 2021
Property Address	12 RIDGE RD, MIDDLETOWN, CT 06457-4431
Document Number	002029-811
Book / Page	2029 / 811
Instrument Date	Nov 16, 2021
Instrument	3664330002
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 CLARK RD, HADDAM, CT 06438-1021

Mortgage

Document Number	3664340012
Date	Dec 6, 2021
Instrument	3664340012

Lender

Name	SHAINA BRADLEY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2023

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	12 RIDGE RD, MIDDLETOWN, CT 06457-4431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1925-164
Date	Jul 30, 2018
Book Page	1925/164
Instrument	3413390037

Lender

Name	BANKWELL BANK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,664.00 (+15.58%)	$198,490 (+10.78%) Land $62,520 Building $135,970	$339,371 (+170.59%)
2025		$179,170 (-) Land $62,520 Building $116,650	$125,419 Land $43,764 Building $81,655
2024	$6,631.00 (+4.51%)	$179,170 (-) Land $62,520 Building $116,650
2023	$6,345.00 (+9.34%)	$179,170 (+27.39%) Land $62,520 Building $116,650
2022	$5,803.00	$140,650 Land $39,490 Building $101,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed, Verizon.

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