12 Reserve St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 12 Reserve St, Malden, MA 02148

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,135 sqft · built 1900
Lot Size0.119 acres (5,175 sqft)
Owner2 Company Names on Record
Last Sale$319,900 (Aug 2003)
Tax Bill$7,793 (2026)
Deeds & MortgagesJul 2026 Transfer
Dec 2023 Refinance
Flood ZoneZone X (minimal risk)
APNMALD M:143 B:673 L:322

Property Details

APN / Parcel Number

Primary APNMALD M:143 B:673 L:322

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,135 sqft Living Area
Gross Area3,530 sqft
Basement Area959 sqft
Unfinished Basement959 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,175 sqft (0.119 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address12 RESERVE ST
CityMALDEN
StateMA
Zip02148-3233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block673
Legal Lot Number322
JurisdictionMALDEN MA
Township / Civil DivisionMALDEN
Census Block Group5
Census Block5002
Census Tract341700

Owner

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address12 RESERVE ST, MALDEN, MA 02148-3233
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Quit Claim Deed, Transfer
Quitclaim
Dec 22, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2003 · Amount on Record
Deed SaleAug 28, 2003 · Amount on Record
Prior SaleOct 6, 1987 · Amount on Record
Deed Document Number20032253
Last Transfer DateJul 24, 2026
Transfer Doc0000092789
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMALDEN MA
Recording DateJul 27, 2026
Property Address12 RESERVE ST, MALDEN, MA 02148-3233
Document Number0000092789
Book / Page85928 / 245
Instrument DateJul 24, 2026
Instrument202692789
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RESERVE ST, MALDEN, MA 02148-3233

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMALDEN MA
Property Address12 RESERVE ST, MALDEN, MA 02148-3233
Transaction TypeMortgage
Record UpdatedJan 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number082338-208
DateDec 22, 2023
Book Page82338/208
Instrument146188
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMalden City
Unified School DistrictMalden School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,793.00 (+10,723.61%)$683,600 (+6.58%) Land $307,500 Building $376,100$698,250 (+13.16%)
2025$72.00 (-98.94%)$641,400 (+10.21%) Land $282,600 Building $358,800$617,025
2024$6,804.00 (+1.46%)$582,000 (+5.8%) Land $266,000 Building $316,000
2023$6,706.00$550,100 Land $241,000 Building $309,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALDEN WATER DIVISION (MWRA)
serves 66,263 people · EPA ID MA3165000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Mar 2016
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Netafy, Starry, T-Mobile.

Nearby Properties on Reserve St

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