Passaic County and Wayne Township property record for 12 Rene Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,953 sqft · built 1987 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,050,000 (Jul 2026) |
| Tax Bill | $17,268 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04103-0000-00016 |
| Primary APN | 14-04103-0000-00016 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,953 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Lot Area | 11,848 sqft (0.272 acres) |
| Old Parcel Number | 1400605D00043 |
|---|---|
| Street Address | 12 RENE CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-8415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC25 |
| Legal Subdivision | POINT VIEW VILLAGE PH 03 |
| Legal Block | 4103 |
| Legal Lot Number | 16 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 246001 |
Source: Passaic County and Wayne Township records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 RENE CT, WAYNE, NJ 07470-8415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 14, 2019 | Correction Deed, Transfer RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM'L TITLE AGCY L |
| Jun 13, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Nov 14, 2019 · Amount on Record |
| Deed Document Number | 202625784 |
| Deed Book / Page | 5134 / 253 |
| Prior Transfer Date | Dec 11, 2006 |
| Prior Transfer Doc | 001383/239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 27, 2026 |
| Property Address | 12 RENE CT, WAYNE, NJ 07470-8415 |
| Document Number | 0000025784 |
| Book / Page | 5134 / 253 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202625784 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,050.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 RENE CT, WAYNE, NJ 07470-8415 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025785, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 20055/177 |
| Instrument | 202625785 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 12 RENE CT, WAYNE, NJ 07470-8415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAFE LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000049191 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | M16474/165 |
| Instrument | 2020049191 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 14, 2019 |
| Property Address | 12 RENE CT, WAYNE, NJ 07470-8415 |
| Document Number | 0000051908 |
| Book / Page | 003691 / 000001 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 51908 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM'L TITLE AGCY L |
| Amount | Amount Recorded |
|---|---|
| Tax | $599.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 RENE CT WAYNE NJ 074708415, WAYNE, NJ 07470-8415 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 13, 2019 |
| Property Address | 12 RENE CT, WAYNE, NJ 07470-8415 |
| Document Number | 0000025383 |
| Book / Page | D3596 / 0268 |
| Map Reference | MAP 3079-2 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 2019025383 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | RESIDENTIAL COM TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,096.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 TOWNE CTR APT 911, 1, CLIFFSIDE PARK, NJ 07010-2055 |
| Name | Verified Name |
|---|---|
| Address | 12 RENE CT, WAYNE, NJ 07470-8415 |
| Document Number | 0000025384 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | M15559/0001 |
| Instrument | 2019025384 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,900 (-) Land $141,100 Building $146,800 | $287,900 (-) Land $141,100 Building $146,800 | |
| 2025 | $17,268.00 (+0.87%) | $287,900 (-) Land $141,100 Building $146,800 | $287,900 (-) Land $141,100 Building $146,800 |
| 2024 | $17,119.00 (+5.17%) | ||
| 2023 | $287,900 Land $141,100 Building $146,800 | $287,900 Land $141,100 Building $146,800 | |
| 2022 | $16,277.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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