Monroe County and Penfield Town property record for 12 Reginald Cir, Rochester, NY 14625
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,857 sqft · built 1979 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Dec 1996) |
| Tax Bill | $8,100 (2026) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 264200 108.09-2-6 |
| Primary APN | 264200 108.09-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| 1st Floor Area | 1,439 sqft |
| Upper Floors Area | 417 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 257 ft deep x 49.4 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Patio Area | 185 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00435015000 |
|---|---|
| Street Address | 12 REGINALD CIR |
| City | ROCHESTER |
| State | NY |
| Zip | 14625-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-20 |
| Legal Description | 0008-13-07 GORE WOODHAVEN 4 L6 02 LOT 6 |
| Legal Subdivision | WOODHAVEN HEIGHTS SECTION 4 |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11503 |
12 Reginald Cir is owned and occupied by two individuals who bought it in December 1996.
Source: Monroe County and Penfield Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 REGINALD CIR, ROCHESTER, NY 14625-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ESL FCU |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ESL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 1996 · Amount on File |
| Deed Sale | Dec 9, 1996 · Amount on File |
| Deed Book / Page | 8815 / 637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 12 REGINALD CIR, ROCHESTER, NY 14625-1036 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|---|
| Address | 12 REGINALD CIR, ROCHESTER, NY 14625-1036 |
| Document Number | 0000000036 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 29223/36 |
| Instrument | 202105210898 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 12 REGINALD CIR, ROCHESTER, NY 14625-1036 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|---|
| Address | 12 REGINALD CIR, ROCHESTER, NY 14625-1036 |
| Document Number | 0000000024 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 29223/24 |
| Instrument | 202105210897 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 12 Reginald Cir was $8,100 with exemptions applied, up 14.1% from the year before.
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Penfield Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,100.00 (+14.08%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $7,100.00 | $259,300 Land $62,500 Building $196,800 | $345,700 Land $83,325 Building $262,375 |
| 2023 | $259,300 (-) Land $62,500 Building $196,800 | $275,900 (+6.4%) Land $66,501 Building $209,399 | |
| 2022 | $259,300 Land $62,500 Building $196,800 | $259,300 Land $62,500 Building $196,800 | |
| 2021 | $6,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Reginald Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1992) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Reginald Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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