12 Reed St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 12 Reed St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,425 sqft · built 1880
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Jun 2020)
Tax Bill	$5,554 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0117 B:0004 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0117 B:0004 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,425 sqft Living Area
Gross Area	2,418 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 REED ST
City	MARBLEHEAD
State	MA
Zip	01945-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	4
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	2
Census Block	2013
Census Tract	203301

Owner

12 Reed St is owned and occupied by two individuals who bought it in June 2020.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 REED ST, MARBLEHEAD, MA 01945-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Deed Book / Page	38584 / 441
Record Updated	Oct 29, 2026

June 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 5, 2020
Property Address	12 REED ST, MARBLEHEAD, MA 01945-2318
Document Number	38584-441
Book / Page	038584 / 000441
Instrument Date	May 19, 2020
Instrument	5002110
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,728.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 REED ST MARBLEHEAD MA 019452318, MARBLEHEAD, MA 01945-2318

Mortgage

Document Number	38584-443
Date	Jun 5, 2020
Book Page	038584/000443
Instrument	5002120

Lender

Name	NATIONAL GRAND BK/MARBLEHEAD
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12 Reed St was $5,554, up 5.2% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,554.00 (+5.17%)	$648,800 (+11.19%) Land $485,600 Building $157,200	$719,413 (+10.17%)
2025	$5,281.00 (+6.71%)	$583,500 (+5.65%) Land $485,600 Building $97,900	$653,030
2024	$4,949.00 (-3.73%)	$552,300 (+7.43%) Land $464,000 Building $88,300
2023	$5,141.00	$514,100 Land $442,400 Building $71,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Reed St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Reed St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20