12 Red Stone Ct, Bloomington, IL 61704 Property Records

McLean County property record for 12 Red Stone Ct, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,193 sqft · built 1992
Lot Size	0.242 acres (10,553 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jul 2022)
Tax Bill	$9,528 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-25-229-019`

Property Details

APN / Parcel Number

Primary APN	`14-25-229-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,193 sqft Living Area
Gross Area	4,046 sqft
1st Floor Area	1,346 sqft
Basement Area	631 sqft
Finished Basement	621 sqft
Unfinished Basement	10 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,553 sqft (0.242 acres)
Lot Dimensions	120 ft deep x 88 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 RED STONE CT
City	BLOOMINGTON
State	IL
Zip	61704-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 215 SIXTH ADD TO EAGLE RIDGE SUB
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	EAGLE RIDGE SUB
Legal Lot Number	215
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1004
Census Tract	506

Owner

12 Red Stone Ct is owned and occupied by two individuals who bought it in July 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 RED STONE CT, BLOOMINGTON, IL 61704-8403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Aug 29, 2011 · Amount on File
Deed Document Number	202213197
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 27, 2022
Property Address	12 RED STONE CT, BLOOMINGTON, IL 61704-8403
Document Number	202200013197
Map Reference	DOC 90-10977
Instrument Date	Jul 20, 2022
Instrument	2022-00013197
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RED STONE CT, BLOOMINGTON, IL 61704-8403

Mortgage

Document Number	202200013198
Date	Jul 27, 2022
Instrument	2022-00013198

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	9.5%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	12 RED STONE CT, BLOOMINGTON, IL 61704-8403
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100028512
Date	Dec 3, 2021
Instrument	2021-00028512

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,604 Land $28,569 Building $102,035	$391,812 Land $85,707 Building $306,105
2024	$9,528.00 (+7.64%)
2023	$8,852.00 (+10.62%)	$110,478 (+14.41%) Land $24,166 Building $86,312	$331,434 (+14.41%) Land $72,498 Building $258,936
2022	$8,002.00	$96,562 Land $21,122 Building $75,440	$289,686 Land $63,366 Building $226,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Red Stone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Red Stone Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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