Benewah County property record for 12 Rays Loop, Fernwood, ID 83830
| Property Type | Mobile Home |
|---|---|
| Details | 924 sqft · built 1976 |
| Owner | Individual Name on Record |
| Tax Bill | $220 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | MH44N01E30M131A |
| Primary APN | MH44N01E30M131A |
|---|
| Building Area | 924 sqft Living Area |
|---|---|
| 1st Floor Area | 924 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Mobile Home |
| Roof Type | Flat |
| Roof Material | Metal |
| Lean-To | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 RAYS LOOP |
|---|---|
| City | FERNWOOD |
| State | ID |
| Zip | 83830 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1976 MODULINE GILBRALTAR 14X66 VIN62702 |
| Jurisdiction | BENEWAH ID |
| Township / Civil Division | ST. MARIES |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 950100 |
Source: Benewah County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2325 KOOTENAI AVE, SAINT MARIES, ID 83861-1125 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Benewah County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Benewah County |
| Unified School District | St. Maries Joint School District 41 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220.00 (+816.67%) | $12,780 (+67.28%) Building $12,780 | $12,780 (+67.28%) Building $12,780 |
| 2023 | $24.00 (-59.32%) | $7,640 (+11.21%) Building $7,640 | $7,640 (+11.21%) Building $7,640 |
| 2022 | $59.00 | $6,870 Building $6,870 | $6,870 Building $6,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 20 (1982–2017) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Mar 2017 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Inland Cellular Fixed Wireless | 50 / 5 |
| First Step Internet Fixed Wireless | 25 / 4 |
| Ziply Fiber DSL | 10 / 1 |
4G LTE only, no 5G reported
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