Wayne County property record for 12 Rays Dr, Monticello, KY 42633
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,085 sqft |
| Lot Size | 0.12 acres (5,131 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $51 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-60-02-076.00 |
| Primary APN | 062-60-02-076.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,085 sqft Living Area |
| Architectural Style | Cottage |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,131 sqft (0.12 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 180 sqft |
| Deck Area | 266 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 4815 |
|---|---|
| Street Address | 12 RAYS DR |
| City | MONTICELLO |
| State | KY |
| Zip | 42633-8324 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | MILLS RD |
| Jurisdiction | WAYNE KY |
| Township / Civil Division | MILL SPRINGS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 920102 |
Source: Wayne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 RAYS DR, MONTICELLO, KY 42633-8324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Feb 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE KY |
| Property Address | 12 RAYS DR, MONTICELLO, KY 42633-8324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Name | Verified Name |
|---|
| Document Number | 413/748 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 413/748 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 27, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE KY |
| Property Address | 12 RAYS DR, MONTICELLO, KY 42633-8324 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0000404540 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 404/540 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Wayne County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Wayne County |
| Unified School District | Wayne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,000 (-) Land $10,000 Building $45,000 | $55,000 (-) Land $10,000 Building $45,000 | |
| 2025 | $51.00 (-37.04%) Homeowner's exemption | $55,000 (-) | $55,000 (-) |
| 2023 | $81.00 Homeowner's exemption | $55,000 | $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Community Telecom Services Cable | 250 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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