12 Raymond St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 12 Raymond St, Malone, NY 12953

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6 bd · 3 ba · 2,322 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Sep 2026)
Tax Bill	$4,508 (2026)
Deeds & Mortgages	Sep 2026 Sale & Construction Loan Feb 2023 Refinance
APN	`2.-111-01`

Property Details

APN / Parcel Number

Primary APN	`2.-111-01`
Alternative APNs	`480111202700040090000000` `164801 112.27-4-9`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	3 Units
Stories	1 Story
Building Area	2,322 sqft Gross Area
Basement Area	897 sqft
Unfinished Basement	897 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Porch	Porch
Porch Area	574 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-111-01
Street Address	12 RAYMOND ST
City	MALONE
State	NY
Zip	12953-1647
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	SECB BLOCK218 LOT25 A
Legal Block	4
Legal Lot Number	9.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2009
Census Tract	951400

Owner

12 Raymond St, a commercial property, is owned by a company that bought it in September 2026.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	656 MUD ISLAND RD, GLOVER, VT 05839-9794
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Construction Mortgage BD CAPITAL LLC
Feb 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TRUNORTHERN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Nov 2, 2012 · Amount on File
Deed Document Number	20265023
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Sep 9, 2026
Property Address	12 RAYMOND ST, MALONE, NY 12953-1647
Document Number	0000005023
Instrument Date	Jul 28, 2026
Instrument	20265023
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TEAM MACGREGOR ABSTRACT, MACGREGOR ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	656 MUD ISLAND RD, GLOVER, VT 05839-9794

Mortgage

Document Number	0000005024,
Date	Sep 9, 2026
Instrument	20265024

Lender

Name	BD CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2027

Interest

Max Rate	-1%

Mortgage

Document Number	0000005027,
Date	Sep 9, 2026
Instrument	20265027

Lender

Name	BD CAPITAL LLC

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	12 RAYMOND ST, MALONE, NY 12953-1647
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000574
Date	Feb 9, 2023
Instrument	2023-574

Lender

Name	TRUNORTHERN FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 12 Raymond St was $4,508, down 1.2% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,508.00 (-1.16%)
2025	$4,561.00	$82,500 Land $6,800 Building $75,700	$152,778 Land $12,593 Building $140,185
2023		$82,500 Land $6,800 Building $75,700	$137,500 Land $11,333 Building $126,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 Raymond St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Raymond St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: SLICFiber, Verizon, Westelcom Networks.

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