12 Raymond St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 12 Raymond St, Biddeford, ME 04005

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,030 sqft · built 1940
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Nov 2025)
Tax Bill$4,775 (2025)
Deeds & MortgagesApr 2025 Mortgage
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNBIDD M:29 L:85

Property Details

APN / Parcel Number

Primary APNBIDD M:29 L:85

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units2 Units
Stories2 Stories
Building Area1,030 sqft Living Area
Gross Area2,008 sqft
1st Floor Area572 sqft
Basement Area572 sqft
Unfinished Basement572 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address12 RAYMOND ST
CityBIDDEFORD
StateME
Zip04005-3916
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal SubdivisionGRASSMERE GDNS
Legal Lot Number85
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group3
Census Block3008
Census Tract25205

Owner

Source: York County and Biddeford City records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address386 SAINT JOHN ST, PORTLAND, ME 04102-4116
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 3, 2025Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Mar 24, 2023Warranty Deed, Transfer · FHA Mortgage
INTEGRITY MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2025 · Amount on Record
Deed SaleNov 3, 2025 · Amount on Record
Prior SaleMar 24, 2023 · Amount on Record
Deed Document Number202540102
Deed Book / Page19777 / 856
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address12 RAYMOND ST, BIDDEFORD, ME 04005-3916
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0196300187
DateApr 1, 2025
Book Page19630/187
Instrument2025009740
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueMay 1, 2053

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateNov 3, 2025
Property Address12 RAYMOND ST, BIDDEFORD, ME 04005-3916
Document Number0197770856
Book / Page19777 / 856
Instrument DateOct 31, 2025
Instrument2025040102
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address386 SAINT JOHN ST, PORTLAND, ME 04102-4116

Mortgage

Document Number2025040103
DateNov 3, 2025
Instrument2025040103
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateMar 24, 2023
Property Address12 RAYMOND ST, BIDDEFORD, ME 04005-3916
Document Number0192130335
Book / Page19213 / 335
Instrument DateMar 23, 2023
Instrument2023007790
Transaction TypeTransfer
Record UpdatedApr 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 BLUE SPRUCE FARM RD, WESTBROOK, ME 04092-3926

Mortgage

Document Number2023007791
DateMar 24, 2023
Instrument2023007791
Lender
NameINTEGRITY MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,775.00 (+6.21%)$319,600 (+1.08%) Land $137,800 Building $181,800
2024$4,496.00 (+10.14%)$316,200 (+1.64%) Land $137,800 Building $178,400
2023$4,082.00 (+39.27%)$311,100 (+74.19%) Land $135,400 Building $175,700
2022$2,931.00$178,600 Land $73,200 Building $105,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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