12 Ray Rd, Shelby, OH 44875 Property Records

Richland County property record for 12 Ray Rd, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,378 sqft · built 1951
Lot Size	0.277 acres (12,084 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Apr 2005)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Feb 2005 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`046-08-221-69-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-221-69-000`
Alternative APN	`04075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	12,084 sqft (0.277 acres)
Lot Dimensions	149 ft deep x 75 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	140 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 RAY RD
City	SHELBY
State	OH
Zip	44875-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHELBY CITY 3864 75 X 171.8 3863 W PT 10 X 91.8 RAY RD
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	2
Census Block	2003
Census Tract	2500

Owner

12 Ray Rd is owned and occupied by an individual who bought it in April 2005.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 RAY RD, SHELBY, OH 44875-1518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Feb 7, 2005	Sheriff's Deed, Foreclosure US TITLE, US TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2005 · Amount on File
Deed Sale	Apr 18, 2005 · Amount on File
Prior Sale	Feb 7, 2005 · Amount on File
Deed Document Number	20056383
Deed Book / Page	1505 / 553
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	12 RAY RD, SHELBY, OH 44875-1518
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03016/2698
Date	Jun 28, 2024
Book Page	3016/2698
Instrument	202400006129

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 16, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2005: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND OH
Recording Date	Feb 7, 2005
Property Address	12 RAY RD, SHELBY, OH 44875-1518
Document Number	01483/0259
Book / Page	1483 / 0259
Map Reference	DD896 PG570
Instrument Date	Dec 6, 2004
Instrument	200500002000
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026
Title Company	US TITLE, US TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 KANSAS LN, MONROE, LA 71203-4774

Tax Assessment & Valuation

The 2025 property tax bill for 12 Ray Rd was $1,293 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,293.00	$34,730 (-) Land $6,070 Building $28,660
2024	$1,293.00 (-2.71%) Homeowner's exemption	$34,730 (-) Land $6,070 Building $28,660
2023	$1,329.00 (+10.47%) Homeowner's exemption	$34,730 (+23.24%) Land $6,070 Building $28,660	$99,210 Land $17,330 Building $81,880
2022	$1,203.00 Homeowner's exemption	$28,180 Land $5,810 Building $22,370
2020			$80,520 Land $16,610 Building $63,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Ray Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Ray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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