12 Ratcliff Rd, Sumrall, MS 39482 Property Records

Lamar County property record for 12 Ratcliff Rd, Sumrall, MS 39482

Property Summary

Property Type	Mobile Home
Details	15 bd · 1 ba · 1,681 sqft · built 2007
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Tax Bill	$227 (2025)
Deeds & Mortgages	Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`092-04-005.000`

Property Details

APN / Parcel Number

Primary APN	`092-04-005.000`
Alternative APNs	`12468,109 0400000 00200` `12468`

Interior

Bedrooms	15 Beds
Full Baths	1 Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	1,681 sqft Adjusted Area
1st Floor Area	3 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Lot Area	95,832 sqft (2.2 acres)
Deck Area	Deck Area
Patio Area	201 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	12468
Street Address	12 RATCLIFF RD
City	SUMRALL
State	MS
Zip	39482-3824
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT N 1/2 NE 1/4 N OF RD
Legal Range	15W
Legal Township	03N
Legal Section	04
Jurisdiction	LAMAR MS
Township / Civil Division	4
Census Block Group	2
Census Block	2012
Census Tract	20502

Owner

Source: Lamar County records · APN 092-04-005.000

Assessment roll updated October 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	622 NOBLES RD, SUMRALL, MS 39482-3822
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 11, 2023
Transfer Doc	0000263020
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR MS
Recording Date	Mar 19, 2020
Property Address	12 RATCLIFF RD, SUMRALL, MS 39482-3824
Document Number	28D/18
Book / Page	28D / 18
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 NOBLES RD, 621, SUMRALL, MS 39482-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 RATCLIFF RD, SUMRALL, MS 39482-3824

Tax Assessment & Valuation

Source: Lamar County records · Assessment roll updated October 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lamar County
Unified School District	Lamar County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$227.00 (+1.34%)	$1,811 (+1.57%)	$12,070 (+1.6%) Land $9,540 Building $2,530
2023	$224.00	$1,783	$11,880 Land $9,550 Building $2,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 86% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pearl River Valley Electric Power Association Fiber	1,000 / 1,000
Telapex Fixed Wireless	100 / 20

Based on FCC filings for 48 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WEST LAMAR WATER ASSN #1 public/private · serves 18,491 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.