12 Raphael Pl, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 12 Raphael Pl, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,461 sqft · built 1961
Lot Size0.355 acres (15,456 sqft)
Owner2 Individual Names on Record
Last Sale$284,900 (Jun 2001)
Tax Bill$15,396 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-00560-0000-00015

Property Details

APN / Parcel Number

Primary APN32-00560-0000-00015
Alternative APNs
  • 320056000015
  • 9525

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,461 sqft Living Area
1st Floor Area3,461 sqft
Upper Floors Area1,360 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area15,456 sqft (0.355 acres)
Lot Dimensions161 ft deep x 96 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch
Patio Area371 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number9525
Street Address12 RAPHAEL PL
CityMIDDLETOWN
StateNJ
Zip07748-1452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionRUSTIC WOOD ESTATES
Legal Block560
Legal Lot Number15
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3008
Census Tract800701

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 RAPHAEL PL, MIDDLETOWN, NJ 07748-1452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 2, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2001 · Amount on Record
Deed SaleJun 19, 2001 · Amount on Record
Prior SaleOct 18, 1995 · Amount on Record
Deed Book / Page8029 / 5916
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 RAPHAEL PL, MIDDLETOWN, NJ 07748-1452
Document Number0000109066
Instrument DateSep 1, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyGOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 RAPHAEL PL MIDDLETOWN NJ 077481452, MIDDLETOWN, NJ 07748-1452

Mortgage

Document Number0000109066
DateSep 24, 2020
Book Page009443/004361
Instrument109066
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 23, 2035

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 RAPHAEL PL, MIDDLETOWN, NJ 07748-1452
Document Number0000098394
Instrument DateOct 2, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyGOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 RAPHAEL PL MIDDLETOWN NJ 077481452, MIDDLETOWN, NJ 07748-1452

Mortgage

Document Number0000098394
DateOct 18, 2019
Book Page009374/008540
Instrument98394
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 17, 2034

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 RAPHAEL PL, MIDDLETOWN, NJ 07748-1452
Document Number0000083551
Instrument DateAug 2, 2018
Transaction TypeMortgage
Record UpdatedSep 7, 2018
Title CompanySOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 RAPHAEL PL MIDDLETOWN NJ 077481452, MIDDLETOWN, NJ 07748-1452

Mortgage

Document Number0000083551
DateAug 21, 2018
Book Page009307/003393
Instrument83551
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,028,300 (+7.8%) Land $477,900 Building $550,400$1,028,300 (+7.8%) Land $477,900 Building $550,400
2025$15,396.00 (-2.83%)$953,900 (+29.32%) Land $408,500 Building $545,400$953,900 (+29.32%) Land $408,500 Building $545,400
2024$15,844.00 (+24.46%)
2023$737,600 Land $296,800 Building $440,800$737,600 Land $296,800 Building $440,800
2022$12,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2007–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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