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12 Putnam St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 12 Putnam St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,674 sqft · built 1949
Lot Size0.165 acres (7,200 sqft)
Owner2 Company Names on Record
Last Sale$360,000 (Sep 2019)
Tax Bill$5,705 (2026)
Deeds & MortgagesApr 2023 Transfer
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNSAUG M:006-E B:0001 L:0007

Property Details

APN / Parcel Number

Primary APNSAUG M:006-E B:0001 L:0007
Alternative APNs
  • M:006=E B:0001 L:0007
  • 8924013

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,674 sqft Living Area
Gross Area2,321 sqft
1st Floor Area973 sqft
Basement Area973 sqft
Unfinished Basement272 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number8924013
Street Address12 PUTNAM ST
CitySAUGUS
StateMA
Zip01906-3507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block1
Legal Lot Number7
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group4
Census Block4011
Census Tract208200

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address12 PUTNAM ST, SAUGUS, MA 01906-3507
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 16, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Sep 10, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2019 · Amount on Record
Deed SaleSep 16, 2019 · Amount on Record
Prior SaleSep 10, 2018
Deed Document Number20194000
Deed Book / Page37845 / 100
Last Transfer DateApr 15, 2023
Transfer Doc041523-247
Record UpdatedOct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateApr 18, 2023
Property Address12 PUTNAM ST, SAUGUS, MA 01906-3507
Document Number041523-247
Book / Page41523 / 247
Instrument DateApr 15, 2023
Instrument20230418002180
Transaction TypeTransfer
Record UpdatedMay 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 PUTNAM ST, SAUGUS, MA 01906-3507

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateSep 16, 2019
Property Address12 PUTNAM ST, SAUGUS, MA 01906-3507
Document Number37845-100
Book / Page37845 / 100
Instrument DateSep 14, 2019
Instrument20190916004000
Transaction TypeTransfer
Record UpdatedJul 20, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 PUTNAM ST, SAUGUS, MA 01906-3507

Mortgage

Document Number190916004010
DateSep 16, 2019
Instrument190916004010
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateSep 10, 2018
Property Address12 PUTNAM ST, SAUGUS, MA 01906-3507
Document Number37000-577
Book / Page037000 / 000577
Instrument DateAug 28, 2018
Instrument1809102200
Transaction TypeTransfer
Record UpdatedOct 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 CHURCH ST WALTHAM MA 024525618, WALTHAM, MA 02452-5618

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,705.00 (+4.79%)$547,500 (+7.42%) Land $335,700 Building $211,500$610,661 (+17.04%)
2025$5,444.00 (+4.55%)$509,700 (+4.25%) Land $305,200 Building $204,500$521,740
2024$5,207.00 (+3.31%)$488,900 (+9.23%) Land $287,800 Building $201,100
2023$5,040.00$447,600 Land $252,900 Building $194,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims20 (1978–2011)
Claims Outside the SFHA10 of 20
Most Recent ClaimJul 2011
Claims by Event
  • Severe Storms And Flooding, May 2006 · 3 claims
  • Flooding, Apr 2004 · 2 claims
  • Heavy Rains And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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