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12 Prospect St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 12 Prospect St, West Springfield, MA 01089

Property Summary

Property TypeDuplex
Details5 bd · 2.5 ba · 2,359 sqft · built 1900
Lot Size0.149 acres (6,500 sqft)
OwnerCompany Name on Record
Last Sale$113,500 (Nov 2020)
Tax Bill$5,309 (2025)
Deeds & MortgagesJun 2021 Refinance
Jun 2021 Refinance
Flood ZoneZone X (minimal risk)
APN446-28400-64-001

Property Details

APN / Parcel Number

Primary APN446-28400-64-001
Alternative APN
  • WSPR M:00446 B:28400 L:00064

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories2 Stories
Building Area2,359 sqft Living Area
Gross Area3,794 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,500 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number446-28400-64-001
Street Address12 PROSPECT ST
CityWEST SPRINGFIELD
StateMA
Zip01089-3137
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block28400
Legal Lot Number64
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2012
Census Tract812403

Owner

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address849 AMOSTOWN RD, WEST SPRINGFIELD, MA 01089-4305
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DOMINION FINANICAL SERVICES
Jun 3, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
DOMINION FINANICAL SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2020 · Amount on Record
Deed SaleNov 3, 2020 · Amount on Record
Prior SaleApr 8, 2015 · Amount on Record
Deed Book / Page23514 / 76
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address12 PROSPECT ST, WEST SPRINGFIELD, MA 01089-3137
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023921-246
DateJun 3, 2021
Book Page23921/246
Instrument38247
Lender
NameDOMINION FINANICAL SERVICES
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJun 3, 2021
Property Address12 PROSPECT ST, WEST SPRINGFIELD, MA 01089-3137
Document Number023921-243
Book / Page23921 / 243
Instrument DateJun 3, 2021
Instrument38246
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 GALASKA DR, WEST SPRINGFIELD, MA 01089-4374

Mortgage

Document Number023921-246
DateJun 3, 2021
Book Page23921/246
Instrument38247
Lender
NameDOMINION FINANICAL SERVICES
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,309.00 (+7.23%)$357,000 (+6.79%) Land $98,200 Building $258,800
2024$4,951.00 (+18.39%)$334,300 (+24.23%) Land $98,200 Building $236,100
2023$4,182.00$269,100 Land $96,000 Building $173,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon, Whip City Fiber.

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