12 Prospect St, Lisbon, OH 44432 Property Records

Columbiana County property record for 12 Prospect St, Lisbon, OH 44432

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,536 sqft · built 1998
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on File
Last Sale$76,000 (Apr 2000)
Tax Bill$1,103 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jan 2019 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-01177.000

Property Details

APN / Parcel Number

Primary APN09-01177.000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
Upper Floors Area768 sqft
Basement Area384 sqft
Unfinished Basement384 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialSlate
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area448 sqft
Deck Area48 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Street Address12 PROSPECT ST
CityLISBON
StateOH
Zip44432-1028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT #5 STRAUGHN & PT N 1\2 VAC ALLEY 50'X126'
Legal SubdivisionSTRAUGHNS ADDITION TO LISBON
Legal Lot Number5
JurisdictionCOLUMBIANA OH
Township / Civil DivisionCENTER
Census Block Group3
Census Block3001
Census Tract951100

Owner

12 Prospect St is owned and occupied by an individual who acquired it in January 2017.

Source: Columbiana County records, as of March 3, 2026

Owner of RecordIndividual Name on File
Mailing Address12 PROSPECT ST, LISBON, OH 44432-1028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jan 29, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
THE HUNTINGTON NATIONAL BANK
Dec 29, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Feb 27, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2000 · Amount on File
Deed SaleApr 28, 2000 · Amount on File
Deed Document Number20007096
Deed Book / Page804 / 338
Last Transfer DateJan 31, 2017
Transfer Doc02204/0788
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIANA OH
Property Address12 PROSPECT ST, LISBON, OH 44432-1028
Transaction TypeMortgage
Record UpdatedJun 13, 2022
Title CompanyOHIO REAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 PROSPECT ST, LISBON, OH 44432-1028

Mortgage

Document Number002562/303
DateMay 20, 2022
Book Page2562/303
Instrument202200005725
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueApr 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIANA OH
Property Address12 PROSPECT ST, LISBON, OH 44432-1028
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2324/320
DateJan 29, 2019
Book Page2324/320
Instrument201900000832
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIANA OH
Property Address12 PROSPECT ST, LISBON, OH 44432-1028
Transaction TypeMortgage
Record UpdatedJan 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-00014392
DateDec 29, 2017
Book Page2259/0753
Instrument2017-00014392
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 13, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIANA OH
Property Address12 PROSPECT ST, LISBON, OH 44432-1028
Transaction TypeMortgage
Record UpdatedSep 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-00005404
DateMay 22, 2017
Book Page2218/0787
Instrument2017-00005404
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressColumbus, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2032

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLUMBIANA OH
Recording DateFeb 27, 2017
Property Address12 PROSPECT ST, LISBON, OH 44432-1028
Document Number02204/0788
Book / Page2204 / 0788
Instrument DateJan 31, 2017
Instrument2017-00002091
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 PROSPECT ST, LISBON, OH 44432-1028

Tax Assessment & Valuation

The 2025 property tax bill for 12 Prospect St was $1,103 with a homeowner's exemption.

Source: Columbiana County assessment roll, as of March 3, 2026

Property Jurisdictions

TypeName
StateOhio
CountyColumbiana County
County SubdivisionCenter Township
MunicipalityLisbon Village
Unified School DistrictLisbon Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,103.00 Homeowner's exemption$33,040 Land $4,830 Building $28,210$94,400 Land $13,800 Building $80,600
2023$981.00 Homeowner's exemption$28,010 Land $4,100 Building $23,910
2022$80,000 Land $11,700 Building $68,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLISBON VILLAGE
serves 2,821 people · EPA ID OH1501512
Water SourceGroundwater
Last State InspectionNov 2023
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Smart Way Communications
Fixed Wireless
250 / 50

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