York County and Limerick Town property record for 12 Prospect St, Limerick, ME 04048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 648 sqft · built 1910 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Oct 2024) |
| Tax Bill | $2,752 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LIME M:23 L:54 |
| Primary APN | LIME M:23 L:54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 648 sqft Living Area |
| Gross Area | 1,656 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Steam |
|---|
| Account Number | 667 |
|---|---|
| Street Address | 12 PROSPECT ST |
| City | LIMERICK |
| State | ME |
| Zip | 04048-3526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 54 |
| Jurisdiction | LIMERICK ME |
| Township / Civil Division | LIMERICK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 23000 |
Source: York County and Limerick Town records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 SHERMAN CIR, UT302, SCARBOROUGH, ME 04074-2009 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 2, 2023 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Apr 29, 2019 | Deed of Trust, Mortgage · Unknown SANFORD INSTITUTION FOR SAVINGS |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit SANFORD INSTITUTION FOR SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on Record |
| Deed Sale | Oct 29, 2024 · Amount on Record |
| Prior Sale | Aug 2, 2023 · Amount on Record |
| Deed Document Number | 202436691 |
| Deed Book / Page | 19542 / 114 |
| Transfer Doc | 0000054505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMERICK ME |
| Property Address | 12 PROSPECT ST, LIMERICK, ME 04048-3526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0197610924 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 19761/924 |
| Instrument | 2025036980 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMERICK ME |
| Recording Date | Aug 2, 2023 |
| Property Address | 12 PROSPECT ST, LIMERICK, ME 04048-3526 |
| Document Number | 0192850260 |
| Book / Page | 19285 / 260 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023022530 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7825 SAINT CHARLES AVE, NEW ORLEANS, LA 70118-3881 |
| Document Number | 2023022531 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2023022531 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMERICK ME |
| Property Address | 12 PROSPECT ST, LIMERICK, ME 04048-3526 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0179380773 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 17938/773 |
| Instrument | 2019014928 |
| Name | SANFORD INSTITUTION FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMERICK ME |
| Property Address | 12 PROSPECT ST, LIMERICK, ME 04048-3526 |
| Document Number | 0179470040 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | RED DOOR TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 28 PROSPECT ST LIMERICK ME 040483526, LIMERICK, ME 04048-3526 |
| Document Number | 0179470040 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 017947/000040 |
| Instrument | 16593 |
| Name | SANFORD INSTITUTION FOR SVGS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANFORD, ME 04073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: York County and Limerick Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Limerick Town |
| Unified School District | School Administrative District 57 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,752.00 (+23.74%) | $289,653 (+97.93%) Land $71,400 Building $218,253 | |
| 2023 | $2,224.00 (+7.03%) | $146,339 (-) Land $35,750 Building $110,589 | $321,765 |
| 2022 | $2,078.00 | $146,339 Land $35,750 Building $110,589 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2007–2014) |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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