Dutchess County and Fishkill Town property record for 12 Prospect St, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,968 sqft · built 1988 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $551,500 (Sep 2025) |
| Tax Bill | $8,671 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2025 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133089-6055-15-571364-0000 |
| Primary APN | 133089-6055-15-571364-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 802 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Greenhouse | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 06571364 |
|---|---|
| Street Address | 12 PROSPECT ST |
| City | BEACON |
| State | NY |
| Zip | 12508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 0.23 AC (D) 1943 0064 1943 0063 |
| Legal Subdivision | JAMES LYNCH PROP |
| Legal Block | 15 |
| Legal Lot Number | 571 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | FISHKILL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 60202 |
12 Prospect St is owned and occupied by two individuals who bought it in September 2025.
Source: Dutchess County and Fishkill Town records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 LIAM DR, 307, BEACON, NY 12508-2237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Sep 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Sep 18, 2025 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on File |
| Deed Sale | Sep 18, 2025 · Amount on File |
| Prior Sale | Jul 9, 2002 · Amount on File |
| Deed Document Number | 202553203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 12 PROSPECT ST, BEACON, NY 12508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006816 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 6816 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 12 PROSPECT ST, BEACON, NY 12508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000053097 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 53097 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Sep 18, 2025 |
| Property Address | 12 PROSPECT ST, BEACON, NY 12508 |
| Document Number | 0000053203 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025-53203 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 LIAM DR # 307, 307, BEACON, NY 12508-2237 |
The 2025 property tax bill for 12 Prospect St was $8,671 with a veteran's exemption.
Source: Dutchess County and Fishkill Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Fishkill Town |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,671.00 | $530,800 Land $97,900 Building $432,900 | $530,800 Land $97,900 Building $432,900 |
| 2023 | $446,900 (+15.99%) Land $89,000 Building $357,900 | $446,900 (+15.99%) Land $89,000 Building $357,900 | |
| 2022 | $385,300 Land $80,900 Building $304,400 | $385,300 Land $80,900 Building $304,400 | |
| 2020 | $6,803.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Prospect St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (2012–2026) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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