12 Proctor St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 12 Proctor St, Worcester, MA 01606 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 828 sqft · built 1963
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$101,000 (May 1988)
Tax Bill$3,913 (2025)
Deeds & MortgagesApr 2023 Construction Loan
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-019-0007B

Property Details

APN / Parcel Number

Primary APN13-019-0007B
Alternative APN
  • WORC M:13 B:019 L:0007B

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area828 sqft Living Area
Gross Area1,820 sqft
1st Floor Area828 sqft
Basement Area828 sqft
Unfinished Basement828 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number13-019-0007B
Street Address12 PROCTOR ST
CityWORCESTER
StateMA
Zip01606-3520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block19
Legal Lot Number7B
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3009
Census Tract730500

Owner

Source: Worcester County and Worcester City records · APN 13-019-0007B

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 PROCTOR ST, ASHBURNHAM, MA 01430-1252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Deed of Trust, Mortgage · Construction Mortgage
ABL RPC RES CREDIT AC
Jun 30, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 1988 · Amount on Record
Deed SaleMay 13, 1988 · Amount on Record
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHBURNHAM MA
Property Address12 PROCTOR ST, WORCESTER, MA 01606-3520
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010544-170
DateApr 18, 2023
Book Page10544/170
Instrument4871
Lender
NameABL RPC RES CREDIT AC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionASHBURNHAM MA
Recording DateJun 30, 2023
Property Address12 PROCTOR ST, WORCESTER, MA 01606-3520
Document Number010590-354
Book / Page10590 / 354
Instrument DateMay 30, 2023
Instrument8712
Transaction TypeTransfer
Record UpdatedJul 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 PROCTOR ST, ASHBURNHAM, MA 01430-1252

Mortgage

Document Number0000008713
DateJun 30, 2023
Instrument8713
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,913.00 (+3.96%)$296,700 (+13.03%) Land $117,500 Building $179,200$355,680 (+3.31%)
2024$344,280
2023$3,764.00$262,500 Land $102,200 Building $160,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277305003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
11 of 16 on primary residences
Nearby Flood Claims6 (2005–2017)
Most Recent ClaimOct 2017, rainfall accumulation
Flood Events
  • Severe Storms And Flooding (Oct 2005), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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