Essex County and Peabody City property record for 12 Proctor St, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,183 sqft · built 1900 |
| Lot Size | 0.11 acres (4,779 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Aug 2017) |
| Tax Bill | $4,830 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0076 B:0347 |
| Primary APN | PEAB M:0076 B:0347 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,183 sqft Living Area |
| 1st Floor Area | 1,183 sqft |
| Basement Area | 132 sqft |
| Unfinished Basement | 132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,779 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9949 |
|---|---|
| Street Address | 12 PROCTOR ST |
| City | PEABODY |
| State | MA |
| Zip | 01960-1962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Subdivision | HOUSE LTS |
| Legal Block | 347 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210900 |
12 Proctor St is owned and occupied by two individuals who bought it in August 2017.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PROCTOR ST, PEABODY, MA 01960-1962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit LUSO AMERICAN CU |
| Oct 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO AMERICAN CU |
| Aug 8, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LUSO-AMERICAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2017 · Amount on File |
| Deed Sale | Aug 8, 2017 · Amount on File |
| Prior Sale | Jun 29, 2012 · Amount on File |
| Deed Book / Page | 36085 / 591 |
| Transfer Doc | 036085-591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 12 PROCTOR ST, PEABODY, MA 01960-1962 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041813-452 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 41813/452 |
| Instrument | 20231018000820 |
| Name | LUSO AMERICAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 12 PROCTOR ST, PEABODY, MA 01960-1962 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39077-274 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 39077/274 |
| Instrument | 20201020001820 |
| Name | LUSO AMERICAN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Aug 8, 2017 |
| Property Address | 12 PROCTOR ST, PEABODY, MA 01960-1962 |
| Document Number | 36085-591 |
| Book / Page | 036085 / 000591 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 1708080424 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,641.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 PROCTOR ST PEABODY MA 019601962, PEABODY, MA 01960-1962 |
| Document Number | 36085-594 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 036085/000594 |
| Instrument | 1708080425 |
| Name | LUSO-AMERICAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2047 |
The 2026 property tax bill for 12 Proctor St was $4,830, up 2.1% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,830.00 (+2.11%) | $510,000 (-0.16%) Land $215,800 Building $294,200 | $596,268 (+15.7%) |
| 2025 | $4,730.00 (+7.72%) | $510,800 (+6.09%) Land $199,900 Building $310,900 | $515,375 |
| 2024 | $4,391.00 (+1.15%) | $481,500 (+5.59%) Land $199,900 Building $281,600 | |
| 2023 | $4,341.00 | $456,000 Land $173,800 Building $282,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Proctor St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1983) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Proctor St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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