12 Posey Blanton Rd, Sylva, NC 28779 Property Records

Jackson County property record for 12 Posey Blanton Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,088 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2023)
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7662-43-2287`

Property Details

APN / Parcel Number

Primary APN	`7662-43-2287`
Alternative APN	`126382`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Heated Area
1st Floor Area	1,088 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	12 POSEY BLANTON RD
City	SYLVA
State	NC
Zip	28779-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POSEY BLANTON RD
Jurisdiction	JACKSON NC
Township / Civil Division	SCOTT CREEK
Census Block Group	1
Census Block	1051
Census Tract	950200

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 POSEY BLANTON RD, SYLVA, NC 28779-8973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU
Feb 24, 2023	Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC
Jun 1, 2022	Warranty Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL PARTNERS SECURE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Book / Page	2361 / 1620
Prior Transfer Date	Feb 11, 2005
Prior Transfer Doc	0014810128
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 16, 2023
Property Address	12 POSEY BLANTON RD, SYLVA, NC 28779-8973
Document Number	0023611620
Book / Page	2361 / 1620
Instrument Date	Aug 15, 2023
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 WILDERNESS PT, HARTWELL, GA 30643-8221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 POSEY BLANTON RD, SYLVA, NC 28779-8973

Mortgage

Document Number	0023611624
Date	Aug 16, 2023
Instrument	2361/1624

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	12.5%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	12 POSEY BLANTON RD, SYLVA, NC 28779-8973
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DOTS DR, CANDLER, NC 28715-8821
Investor	Possibly a Property Investor

Mortgage

Document Number	0023511374
Date	Feb 24, 2023
Book Page	2351/1374

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 1, 2022
Property Address	12 POSEY BLANTON RD, SYLVA, NC 28779-8973
Document Number	0023360108
Book / Page	2336 / 108
Instrument Date	May 31, 2022
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 810, CHEROKEE, NC 28719-0810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WILDERNESS PT, HARTWELL, GA 30643-8221

Mortgage

Document Number	0002336111
Date	Jun 1, 2022
Instrument	2336/111

Lender

Name	RESIDENTIAL CAPITAL PARTNERS SECURE
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$277,534 (-) Land $35,000 Building $242,534
2025	$1,054.00 (+485.56%)	$277,534 (+483.18%) Land $35,000 Building $242,534
2023	$180.00	$47,590 Land $32,500 Building $15,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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