12 Porter Ave, Silver Creek, NY 14136 Property Records

Chautauqua County and Hanover Town property record for 12 Porter Ave, Silver Creek, NY 14136

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,524 sqft · built 1890
Lot Size	0.129 acres (5,658 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Aug 2016)
Tax Bill	$4,036 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Jun 2019 Refinance + 1 more
APN	`064603 32.18-1-51`

Property Details

APN / Parcel Number

Primary APN	`064603 32.18-1-51`
Alternative APN	`46030320180001051000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	372 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,658 sqft (0.129 acres)
Lot Dimensions	82 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 PORTER AVE
City	SILVER CREEK
State	NY
Zip	14136-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OLD APN: 064603 103-7-4
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1028
Census Tract	35100

Owner

12 Porter Ave is owned and occupied by two individuals who bought it in August 2016.

Source: Chautauqua County and Hanover Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 PORTER AVE, SILVER CREEK, NY 14136-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage LAKE SHORE SAVINGS BANK
Jun 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST PRIORITY MORTGAGE INC
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CATTARAUGUS COUNTY EMPLOYEE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2016 · Amount on File
Deed Sale	Aug 8, 2016 · Amount on File
Prior Sale	Aug 8, 2016 · Amount on File
Deed Book / Page	2016 / 5008
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	12 PORTER AVE, SILVER CREEK, NY 14136-1131
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2017002229
Date	Apr 26, 2017
Instrument	MT2017002229

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	12 PORTER AVE, SILVER CREEK, NY 14136-1131
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019002541
Date	Jun 21, 2019
Instrument	MT2019002541

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	12 PORTER AVE, SILVER CREEK, NY 14136-1131
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2023001748
Date	Mar 27, 2023
Instrument	MT2023001748

Lender

Name	CATTARAUGUS COUNTY EMPLOYEE FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 12 Porter Ave was $4,036, up 3.4% from the year before.

Source: Chautauqua County and Hanover Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Hanover Town
Municipality	Silver Creek Village
Unified School District	Silver Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,036.00 (+3.41%)
2025	$3,903.00	$75,300 Land $6,300 Building $69,000	$156,875 Land $13,125 Building $143,750
2023		$75,300 (-) Land $6,300 Building $69,000	$129,828 (+18.97%) Land $10,862 Building $118,966
2022		$75,300 Land $6,300 Building $69,000	$109,130 Land $9,130 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12 Porter Ave; there have been 62 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	62 (1979–2020)
Claims Outside the SFHA	7 of 62
Most Recent Claim	Nov 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2009 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Porter Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER CREEK VILLAGE serves 3,100 people · EPA ID NY0600375
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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