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12 Port Echo Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 12 Port Echo Ln, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,551 sqft · built 2022
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$276,000 (Aug 2022)
Tax Bill$4,971 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7028-00450-0130

Property Details

APN / Parcel Number

Primary APN07-11-31-7028-00450-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,551 sqft Living Area
1st Floor Area1,551 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address12 PORT ECHO LN
CityPALM COAST
StateFL
Zip32164-6732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 28 BLOCK 00045 LOT 0013 SUBDIVISION COMPLETION YEAR 1980 OR BOOK 176 PAGE 463 OR 2004/668
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block45
Legal Lot Number13
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2007
Census Tract60213

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1207 SKYLARK DR, WESTON, FL 33327-2381
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
COASTAL LOANS LLC
Aug 29, 2022Quit Claim Deed, Transfer
Quitclaim
May 18, 2021Warranty Deed, Transfer
HB TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2022 · Amount on Record
Deed SaleAug 1, 2022 · Amount on Record
Prior SaleMay 18, 2021 · Amount on Record
Deed Document Number202239365
Deed Book / Page2711 / 230
Last Transfer DateAug 20, 2022
Transfer Doc0027180188
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address12 PORT ECHO LN, PALM COAST, FL 32164-6732
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address283 BRIDGETON RD, WESTON, FL 33326-2954

Mortgage

Document Number0027110232
DateAug 1, 2022
Book Page2711/232
Instrument2022039366
Lender
NameCOASTAL LOANS LLC
TypeNon-Lending Institution
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateAug 29, 2022
Property Address12 PORT ECHO LN, PALM COAST, FL 32164-6732
Document Number0027180188
Book / Page2718 / 188
Map ReferenceMB 9 PG 51-66
Instrument DateAug 20, 2022
Instrument2022043668
Transaction TypeTransfer
Record UpdatedApr 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12 PORT ECHO LN, PALM COAST, FL 32164-6732

Transferred To (Grantee/Buyer)

NameVerified Name
Address1207 SKYLARK DR, WESTON, FL 33327-2381

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 18, 2021
Property Address12 PORT ECHO LN, PALM COAST, FL 32164-6732
Document Number0025640381
Book / Page2564 / 381
Map ReferenceMB 9 PG 51-66
Instrument DateMay 10, 2021
Instrument2021027603
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
Tax$311.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address58 HOBBY ST, PLEASANTVILLE, NY 10570-2934

Transferred To (Grantee/Buyer)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,971.00 (+1.28%)$273,522 (+1.79%) Land $53,500 Building $220,022$273,522 (+1.79%) Land $53,500 Building $220,022
2024$4,908.00 (-1.41%)
2023$4,978.00 (+501.93%)$268,708 (+517.72%) Land $44,000 Building $224,708$268,708 (+517.72%) Land $44,000 Building $224,708
2022$827.00$43,500 Land $43,500$43,500 Land $43,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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