12 Poland Rd, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 12 Poland Rd, Freeport, ME 04032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,918 sqft · built 2023
Lot Size18.9 acres (826,769 sqft)
OwnerIndividual Name on Record
Last Sale$537,500 (Jul 2024)
Tax Bill$7,262 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN017004000000

Property Details

APN / Parcel Number

Primary APN017004000000
Alternative APNs
  • FPRT M:17 B:4 L:0 U:0
  • 20250490
  • 1031

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,918 sqft Living Area
Gross Area3,262 sqft
1st Floor Area1,146 sqft
Basement Area1,308 sqft
Unfinished Basement1,308 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area826,769 sqft (18.9 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1031
Street Address12 POLAND RD
CityFREEPORT
StateME
Zip04032-6805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code400
Legal Block4
JurisdictionFREEPORT ME
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2011
Census Tract4501

Owner

Source: Cumberland County and Freeport Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 POLAND RD, FREEPORT, ME 04032-6805
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Deed of Trust, Mortgage
MAINE SAVINGS FCU
Oct 27, 2025Deed of Trust, Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2024 · Amount on Record
Deed SaleJul 29, 2024 · Amount on Record
Deed Document Number202426307
Deed Book / Page40892 / 194
Prior Transfer DateJul 23, 2024
Prior Transfer Doc0408920194
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address12 POLAND RD, FREEPORT, ME 04032-6805
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0420970303
DateMar 9, 2026
Book Page42097/303
Instrument8903
Lender
NameMAINE SAVINGS FCU
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address12 POLAND RD, FREEPORT, ME 04032-6805
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0418210184
DateOct 27, 2025
Book Page41821/184
Instrument44215
Lender
NameM & T BANK
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.88%
Type Change DateNov 1, 2032
IndexOther
Margin3

Tax Assessment & Valuation

Source: Cumberland County and Freeport Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionFreeport Town
Unified School DistrictRegional School Unit 05 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,262.00 (-0.43%)$524,300 (-4.03%) Land $155,200 Building $369,100
2024$7,293.00 (+69.68%)$546,300 (+74.76%) Land $148,100 Building $398,200
2023$4,298.00 (+112.35%)$312,600 (+110.79%) Land $134,900 Building $177,700
2022$2,024.00$148,300 Land $123,500 Building $24,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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