12 Podunk Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 12 Podunk Rd, Sturbridge, MA 01566 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,144 sqft · built 1977
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Jul 2005)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-01728-012`

Property Details

APN / Parcel Number

Primary APN	`520-01728-012`
Alternative APNs	`STUR M:520 B:000 L:1728-012` `M:520 B:000 L:1728=012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,622 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	520-01728-012
Street Address	12 PODUNK RD
City	STURBRIDGE
State	MA
Zip	01566-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1728-12
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	1
Census Block	1055
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records · APN 520-01728-012

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 PODUNK RD, STURBRIDGE, MA 01566-1046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Dec 22, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2005 · Amount on Record
Deed Sale	Jul 20, 2005 · Amount on Record
Prior Sale	Dec 20, 2000 · Amount on Record
Deed Document Number	2005116650
Deed Book / Page	36838 / 329
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	12 PODUNK RD, STURBRIDGE, MA 01566-1046
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00072911-1
Date	Dec 03, 2025
Book Page	72911/1
Instrument	105242

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	469 Months
Due	Jan 01, 2065

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	12 PODUNK RD, STURBRIDGE, MA 01566-1046
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58230-220
Date	Dec 22, 2017
Book Page	58230/220
Instrument	143652

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,300.00 (+4.99%)	$332,700 (+8.69%) Land $84,600 Building $248,100	$289,085 (-9.14%)
2024	$5,048.00 (+4%)	$306,100 (+13.96%) Land $82,900 Building $223,200	$318,155
2023	$4,854.00	$268,600 Land $72,000 Building $196,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277581031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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